Vsla

Women for Women: Creating Opportunities for Women in Enterprise Development in Addis Ababa, Ethiopia

The Women for Women (W4W) project was implemented by CARE Ethiopia and its implementing partner, Mission for Community Development Program (MCDP), with the financial support from the H&M Foundation. The project was implemented for three years (February 2015-September 2018) and mainly targeted economically active but poor women in three sub-cities of Addis Ababa: Arada, Lideta and Kirkos. The project had an objective of empowering women entrepreneurs and women workers from low-income urban communities in Ethiopia to reach their full potential.

The evaluation result revealed that the project targeted appropriate group and made significant changes in the lives of women through its interventions on skill development, creating access to financial services, and facilitating market linkages, among others. Accordingly, the project has contributed to diversification and expansion of business activities of beneficiaries and enabled them to enjoy moderate net earnings. Through organizing women in to 182 VSLAs and 6 SACCOs, linking them to Addis Saving and Credit Institute and Addis Capital Goods Finance S.C., and preparing business plan competitions and granting capital for winners, the project has played a key role to improve women’s access to formal and informal financial services. This enable women to double their working capital after the project, increase their income and asset holding of the household, and improve their culture and level of saving. Read More...

For the Project of Financial Linkage for Inclusion: Remote Ethnic Minority Women

In line with CARE Vietnam’s program priorities, Financial Linkage for Inclusion – a project funded by VISA - focuses on empowering ethnic minority women in Dien Bien through financial inclusion. The programme was implemented from July 2015 until March 2018. This project aims to increase Remote Ethnic Minority Women’s access to formal financial products and services to increase their financial inclusion. Under FinLINK, CARE International in Vietnam entered into a partnership with LienVietPost Bank to deploy the solution. It focuses on piloting a product is ViViet to support ethnic minority women VLSA members with access to formal financial services including savings and micro-loans.

The greatest impact of the project is to help the women know how to save money and manage their families’ finance. This would have huge downscale impacts in terms of families being able to improve their family health, education status etc. 97.6% of the VSLA group members said that they could save money on a regular basis. Among the increased income sources, 85.5% of the women (the highest proportion) said that their families’ income increased thanks to their shares contributed to the VSLA groups and their interests. Because of a habit of saving, 65.9% of the women said that they always managed to keep cash for urgent and emergent situations like sickness, paying children’s tuition fees, buying
fertilizer/pesticide in the event of a pest attack. The project clearly impacted not just at the level of building knowledge but there is an evidence of actual change in the behavior. Read More...

Project Link Final Report

Barclays Project Link is an extension of the Banking On Change partnership between Barclays Bank, CARE International and Plan UK (2009 – 2015). During Banking on Change, Barclays Bank Uganda and CARE co-created a savings product, and linked over 1,000 savings groups, and worked with Grameen to co-innovate and pilot 2 digital products for savings groups – the Ledger Link and E- keys. After Banking On Change ended in December 2015, CARE and Barclays continued to work together through Project Link to link 800 more groups to Barclays Uganda and train 800 groups to use E-keys and Ledger Link. [14 pages]
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Evaluation Finale de l’Initiative «Strengthening Access For Livelihoods and Basic Services (SALI-BASE)»

Le projet SALI BASE exécuté par CARE Niger de juin 2017 à mai 2018 a pour objectif principal d‘atténuer l'impact du conflit dans le nord-est du Nigeria et accroître la résilience des personnes déplacées et des communautés hôtes dans les départements du Maine Soroa, Diffa et N'guigmi dans la région de Diffa. Après 12 mois d’exécution en collaboration étroite avec deux ONG nationales partenaires de mise en œuvre (DEMI-E et AFV) et des services techniques déconcentrés, le projet a pu réaliser toutes les activités prévues à des taux oscillant entre 100% et 160%. Les résultats enregistrés peuvent se résumer ainsi qu’il suit : Read More...

Household Economic Security for Poor Women’s Project (HESP) Final Report

From the perspective of a strong gender focus, CARE’s Household Economic Security for Poor Women’s Project (HESP) sought to improve the economic security of women smallholder farmers and their households in Northern Ghana by increasing their productivity and access to inputs and markets. Funded through the Big Lottery Fund of the UK, HESP is implemented in the Garu-Tempane (GTD) and Lambussie (LD) districts of the Upper East and West regions of Ghana, respectively.

The project’s objectives and ultimate outcomes are:
1. Increased agricultural productivity for smallholder women farmers through improved and sustainable farming methods and increased access to productive resources; and
2. Increased household income for smallholder women farmers and micro entrepreneurs through effective engagement in economic opportunities along the soy and groundnut value chain.
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Ombona Resume Executif

Resume Executif de l'etude de reference du projet Ombona. Rapport complet disponible ici: http://careevaluations.org/evaluation/ombona-baseline/

Selon les TDR, à la fin du mandat de cet etude:
• le Projet Ombona serait capable d’apprécier la situation qui prévaut dans les huit communes en ce qui concerne l’accès des ménages, notamment des plus vulnérables et des femmes aux services des banques par le biais du mobile banking et de l’inclusion financière.
• les indicateurs d’amélioration de condition de vie des femmes à travers la prise de décision financière au niveau de ménage  affiner les stratégies de mise en oeuvre et choisir l’approche la plus appropriée. Read More...

Ombona Baseline

Selon les TDR, à la fin du mandat de cet etude:
• le Projet Ombona serait capable d’apprécier la situation qui prévaut dans les huit communes en ce qui concerne l’accès des ménages, notamment des plus vulnérables et des femmes aux services des banques par le biais du mobile banking et de l’inclusion financière.
• les indicateurs d’amélioration de condition de vie des femmes à travers la prise de décision financière au niveau de ménage  affiner les stratégies de mise en oeuvre et choisir l’approche la plus appropriée.
Read More...

FSDU Final Project Report

CARE International in Uganda with funding from FSDU implemented a twenty months digitalized financial service project targeting 12,350 youth in Kibaale/Kagadi district. The project end date was 31/12/2016. The project had an extension of three months, 1stJanuary to 31stMarch 2017 at IPO level and 28th/04/2017 at CARE level respectively. The project goal was that “Rural and peri-urban youth aged (15-30yrs) in Kibaale/Kagadi district have increased access to financial services and engage meaningfully with the financial market
actors for sustainable financial inclusion”. The project had four specific objectives that focused on; strengthening the organizational capacity of youth through Youth Savings and Loans Associations (YSLAs) as the first step towards inclusion in the financial sector; ensuring establishment of structures that enable the youth to access formal financial services; provision of technical support that builds the financial industry’s knowledge base that heightens youth financial inclusion and establishment of a structure that supports the formal financial institutions’ and telecom companies to outgrow the “sub-scale trap” and reach a critical mass of youth customers. [42 pages] Read More...

Financial Sector Deepening in Uganda (FSDU) Baseline

CARE International Uganda (CARE) is presently implementing a pilot project for the digitalized financial services for the youth with funding from Financial Sector Deepening in Uganda (FSDU). The overall aim of the project is to ensure that 12,399 youth in Kibaale district are accessing financial education and services through Youth Savings and Loan Associations (YSLAs) and linking them through a digitalized platform using AIRTEL services to postBank. It also intends to institute youth friendly products in financial institutions so that the youth can be able to improve their household incomes. Read More...

Refugee Assistant Initiative in Liberia (RAIL) End of Project Impact Survey

The RAIL project designed to help the UNHCR to provide basic assistance to refugees by strengthening their existing capacity, while promoting self-reliance and livelihoods, is a multi-sector project.

The project was looking at water, sanitation and hygiene (WASH), livelihood with focus on Village Saving and Loan Associations (VSLA) and support to the education of the refugee children, through Early Childhood Education, meant to help develop and mold the minds of the children in their early years while their brains are still pliable.

This multi-faceted approach enhances the protection of the rights of refugees in order to maintain a favorable environment and sustained local integration for those wanting to stay in Liberia. [11 pages] Read More...

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