Economic Development

State of Practice: Savings Groups and the Role of Government in Sub-Saharan Africa

Savings Groups are community-based financial service providers that deliver basic financial services to millions of members in underserved markets worldwide. Traditionally, the promotion of Savings Groups has been led by national and international NGOs and a large extension network of community-based trainers. In recent years, governments across Sub-Saharan Africa (SSA) have deepened their engagement with Savings Groups, recognizing the potential of the community-based microfinance model to contribute to national financial inclusion strategies and development agendas. This state of practice report provides a comprehensive overview of government interventions in the sector across Sub-Saharan Africa. In 2018, the authors conducted an extensive desk review and interviews with 46 government representatives from 22 countries in Sub-Saharan Africa. This report identifies and describes 74 government initiatives in the Savings Group sector, across 20 countries1 in Sub-Saharan Africa. [64 pages] Read More...

Women for Change (W4C): Situation socio-économique de référence des femmes rurales dans le Département de Guéyo

Exécuté par Care Côte d’Ivoire avec un financement de Mars Inc. le Projet « Women for Change » (W4C) est dans sa phase expérimentale dans 14 localités du département de Gueyo (région de la Nawa). Son objectif est de réduire la marginalisation des femmes rurales et contribuer à renforcer leur autonomisation socio-économique. Pour atteindre cet objectif, le Projet met l’accent sur la mise en œuvre d’initiatives qui favorisent l’accès des femmes à l’information et aux opportunités économiques, qui améliorent leur statut et leur position sociale au sein de la communauté ainsi que leur participation aux processus de prise de décisions. Read More...

Household Economic Security for Poor Women (HESP) Project Baseline

The Household Economic Security for Poor Women (HESP) project is an initiative of CARE InternationalinGhanawithfundingfromtheBigLotteryFund(BLF). Thethreeyearprojectseeksto improve the economic security of women smallholder farmers and their households in the Upper East and West regions of Ghana.The project intervenes in the soy and groundnut value chain by improving sustainable and climate smart farming practices, improving extension services accessible by women, improving access to agriculture inputs and financial services. The project also seeks to identify and engage with appropriate private sector players to improve market access by smallholder women farmers, engage with men and boys as change agents to challenge gender inequities dictated by traditional norm and customs and also; engage the support of traditional authorities to improve access and ownership of land and productive resources by women. HESPdirectly targets 3,000 women smallholder farmers and indirectly benefit a total of 18,000 household membersin the Garu-Tempane and Lambussie-Karni districts of the Upper East and Upper West regions of Ghana [43 pages] Read More...

TESFA Qualitative Final Evaluation Report


TESFA project, funded by Johnson and Johnson Corporate Contributions, started in January 2015 aiming to reach 3,000 ever-married adolescent girls in order to bring measurable, positive change to ever married girls' sexual and reproductive health (SRH) and economic status. CARE Ethiopia has significant experience working with the same impact groups, in particular through an earlier phase of the TESFA project in a different geographical area funded by the Nike Foundation from 2010-2014. The J&J TESFA project complemented an ongoing Johnson & Johnson-supported WASH development initiative in the same geographical area in a selected number of kebeles, allowing CARE to share existing resources (technical capacity and tools) for cost-effective implementation and to make a collective, lasting impact on the target communities. [74 pages]
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Advocacy and Influencing Impact Reporting Tool High Level Panel WEE

This tool has been developed to gather further information and evidence on CARE’s advocacy or influencing win. At CARE, advocacy is defined as “the deliberate process of influencing those who make decisions about developing, changing and implementing policies to reduce poverty and achieve social justice.1” Influencing and advocacy can go beyond government policies, it can include influencing governments, donors or NGOs to adopt a CARE program model or influencing the private sector to change their company policies or operating practices.
This tool captures the significance of the win, the level of CARE and our partner’s contribution, who stands to benefit from the change, and what evidence do we have to support a claim of change or impact. With the wide range of successes within influencing work and the various roles CARE may have played in this win, this tool allows us to identify how significant the win is as well as the significance of CARE’s contribution and our partners. Read More...

Advocacy and Influencing Impact Reporting Tool Tanzania Savings Groups

his tool has been developed to gather further information and evidence on CARE’s advocacy or influencing win. At CARE, advocacy is defined as “the deliberate process of influencing those who make decisions about developing, changing and implementing policies to reduce poverty and achieve social justice.1” Influencing and advocacy can go beyond government policies, it can include influencing governments, donors or NGOs to adopt a CARE program model or influencing the private sector to change their company policies or operating practices.
This tool captures the significance of the win, the level of CARE and our partner’s contribution, who stands to benefit from the change, and what evidence do we have to support a claim of change or impact. With the wide range of successes within influencing work and the various roles CARE may have played in this win, this tool allows us to identify how significant the win is as well as the significance of CARE’s contribution and our partners. [3 pages] Read More...

Advocacy and Influencing Impact Reporting Tool – Link Up

This tool has been developed to gather further information and evidence on CARE’s advocacy or influencing win. At CARE, advocacy is defined as “the deliberate process of influencing those who make decisions about developing, changing and implementing policies to reduce poverty and achieve social justice. ” Influencing and advocacy can go beyond government policies, it can include influencing governments, donors or NGOs to adopt a CARE program model or influencing the private sector to change their company policies or operating practices.
This tool captures the significance of the win, the level of CARE and our partner’s contribution, who stands to benefit from the change, and what evidence do we have to support a claim of change or impact. With the wide range of successes within influencing work and the various roles CARE may have played in this win, this tool allows us to identify how significant the win is as well as the significance of CARE’s contribution and our partners. [2 pages]
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Women for Women: Creating Opportunities for Women in Enterprise Development in Addis Ababa, Ethiopia

The Women for Women (W4W) project was implemented by CARE Ethiopia and its implementing partner, Mission for Community Development Program (MCDP), with the financial support from the H&M Foundation. The project was implemented for three years (February 2015-September 2018) and mainly targeted economically active but poor women in three sub-cities of Addis Ababa: Arada, Lideta and Kirkos. The project had an objective of empowering women entrepreneurs and women workers from low-income urban communities in Ethiopia to reach their full potential.

The evaluation result revealed that the project targeted appropriate group and made significant changes in the lives of women through its interventions on skill development, creating access to financial services, and facilitating market linkages, among others. Accordingly, the project has contributed to diversification and expansion of business activities of beneficiaries and enabled them to enjoy moderate net earnings. Through organizing women in to 182 VSLAs and 6 SACCOs, linking them to Addis Saving and Credit Institute and Addis Capital Goods Finance S.C., and preparing business plan competitions and granting capital for winners, the project has played a key role to improve women’s access to formal and informal financial services. This enable women to double their working capital after the project, increase their income and asset holding of the household, and improve their culture and level of saving. Read More...

For the Project of Financial Linkage for Inclusion: Remote Ethnic Minority Women

In line with CARE Vietnam’s program priorities, Financial Linkage for Inclusion – a project funded by VISA - focuses on empowering ethnic minority women in Dien Bien through financial inclusion. The programme was implemented from July 2015 until March 2018. This project aims to increase Remote Ethnic Minority Women’s access to formal financial products and services to increase their financial inclusion. Under FinLINK, CARE International in Vietnam entered into a partnership with LienVietPost Bank to deploy the solution. It focuses on piloting a product is ViViet to support ethnic minority women VLSA members with access to formal financial services including savings and micro-loans.

The greatest impact of the project is to help the women know how to save money and manage their families’ finance. This would have huge downscale impacts in terms of families being able to improve their family health, education status etc. 97.6% of the VSLA group members said that they could save money on a regular basis. Among the increased income sources, 85.5% of the women (the highest proportion) said that their families’ income increased thanks to their shares contributed to the VSLA groups and their interests. Because of a habit of saving, 65.9% of the women said that they always managed to keep cash for urgent and emergent situations like sickness, paying children’s tuition fees, buying
fertilizer/pesticide in the event of a pest attack. The project clearly impacted not just at the level of building knowledge but there is an evidence of actual change in the behavior. Read More...

Baseline Report Promotion of the Rural Economic Development of Women and Youth of the Lempa Region of Honduras

Baseline Report for the PROLEMPA project (Promotion of the Rural Economic Development of Women and Youth of the Lempa Region of Honduras implemented in Consortium with TechnoServe, CESOSACO, SAJE and Socodevi and funded by Global Affairs Canada. Read More...

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