Economic Development

Secure Farming for Rural Smallholder Farmers An Initiative on Non-traditional Financing Services

Krishi Utsho is a successfully proven supply chain model which has improved the food security situation of vulnerable farmers and their families. As part of the KU initiative, the idea of MEDA (Non-traditional financing initiative) project is to mitigate the financial predicaments of vulnerable farmers, through introducing financial institutions to provide benefits to the farmers and bring banks and financial services closer to them. The plan is to create a linkage with bank and insurance company to secure financial offers
by becoming a guarantor where farmers’ loan will be secured by the insurance services. The project is being piloted in Bogura and Jashore. As the starting point, a baseline study has been commissioned to assess the current situation and circumstances of the target beneficiaries. This report is a reflection of the findings of the baseline survey.

To capture the information to fulfill the objectives of the study, mixed methodology was used – wherein 100 KU beneficiaries (randomly selected) participated in the quantitative survey, while six FGDs (target beneficiaries), two IDIs (KU franchisee shop owners) and two KIIs (representatives from insurance company and commercial bank) were conducted to supplement the qualitative information to support the quantitative data.
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Impact Report Empowering Women and Youth for Sustainable Entrepreneurship through Agro Business

The idea of EWYSEA (Empowering Women and Youth for Sustainable Entrepreneurship through Agro-business) project was
conceived with the objective to create opportunities for earning income and becoming self-reliant, for both rural women and
youth groups through avenues of entrepreneurship. Krishi Utsho is a successfully proven supply chain model which has
improved the food security situation of vulnerable farmers and their families. As part of its commitment to improve the
gender parity in rural areas, where women and youth are the most vulnerable segments of society, and to improve the food
security situation in its program areas, KU implemented EWYSEA under its umbrella project to act as a vehicle for support.
This endline study was commissioned to assess the economic and social impact of the project and its initiatives on the target
groups, and the satisfaction level of customers and stakeholders of the EWYSEA project, with direct impact of EWYSEA on
beneficiaries. The endline study was designed as mixed methodology.

In the case of women entrepreneurs, major sources of income were found to be petty trade, agriculture and livestock farming.
All depended on cash income and only 33% on in-kind income. Range of monthly average income varied from BDT 2,100-
9,300, and major expenditures were for food, health, household purchase and children’s education. Most respondents
reportedly take household decisions jointly with their husbands; furthermore as earning members in HH they now enjoy more
decision making authority. Community level participation has increased since EWYSEA started. Women entrepreneurs found
training and awareness sessions conducted by Krishi Utsho highly informative and enlightening, by receiving information on
business strategy and marketing. Read More...

Gender Equality and Women’s Empowerment Program Global Results Report

GEWEP II works with poor and vulnerable women and girls in some of the world’s most fragile states: Burundi, DRC, Mali, Myanmar, Niger and Rwanda. By end 2018, the programme has reached more than 1 067 200 women and girls, mainly through Village Savings and Loans Associations (VSLAs). Norad has supported VSLAs since they were first piloted in Niger in 1991.
Since then, Norad has supported over 47 800 groups and more than 1 100 000 women. During GEWEP II, from 2016 through 2018, more than 14 200 new groups were established. This report includes results on both outcome and output level. The table below summarises the results at outcome level, for indicators collected at the population level. Overall, there is a positive change in the perception and attitude to women’s economic, political and social empowerment in the programme intervention zones. On a national level, there has been positive changes in legislation, but implementation is still a challenge. Read More...

Gender Equality and Women’s Empowerment Programme II 2016-2019

CARE Norway runs the GEWEP II program, which continues the efforts of GEWEP I (2014-2015) and the Women Empowerment Program (2009-2013), in 6 countries including Niger. In Niger, GEWEP II is implemented by PROMEESS II. The ultimate vision is for the full realization of women's socio-economic and political rights. The program works in 25 communes in Niger, which is about 10% of all communes in the country. These municipalities have nearly 3,136,812 inhabitants, or 16% of the country's population. Phase II of PROMEESS runs for the period 2016-2019. The end line evaluation is carried out at the end of 2018, and provides information on the main achievements (services, products, and changes (effects) in the economic, social and political conditions of women. The end line evaluation sanctions the current phase, but will also serve as baseline (reference) for the next phase. [45 pages- Read More...

ADVANCING WOMEN’S ECONOMIC EMPOWERMENT THROUGH FORMAL FINANCIAL SERVICES FOR SAVINGS GROUPS (LINK UP)

LINK Up, funded by the Bill and Melinda Gates Foundation, aimed to link 10,000 Village Savings and Loan Associations (VSLAs) to formal financial institutions; building financial inclusion in Kenya and Tanzania, assessing the impacts of access to formal financial services on VSLAs and their
members and determining whether serving such groups presented a viable business case for financial service providers (FSPs).

Over the course of this program, LINK Up partners have opened 13,165 group savings accounts and have served approximately 322,000 members, 81% of which were women.
To implement LINK Up, CARE partnered with four financial service providers; co-designing and copromoting group products and alternative channel solutions tailored to the needs of savings groups and their members. The collaborations resulted in the creation of four new group-focused products and a host of innovations in the mobile and agent banking solutions deployed to deliver those products. Read More...

Fonds Regionaux de Developpement Agricole – ASARA

Le Projet intitulé « Opérationnalisation du Fonds Régional de Développement Agricole dans la région
Anosy », a démarré début janvier 2014 pour une durée initialement prévue de 42 mois. Le projet a
été prolongé par voie d’avenant sur 6 mois, soit jusqu’au 5 janvier 2018. Le projet est mis en oeuvre
par CARE International à Madagascar qui intervient dans la Région Anosy depuis 1995, sur des
actions liées au développement agricole et rural (22 projets réalisés). L’Action s’inscrit dans la continuité de l’appui apporté par CARE à la mise en place FDAR entre 2009 et 2011. CARE a été opérateur du projet FDAR pilote dans la Région Anosy, avec l’appui de la Délégation de l’Union Européenne à Madagascar (DUE), et du projet Appui au Renforcement des Organisations Professionnelles et des services Agricoles (AROPA) financé par le Fonds International pour le Développement Agricole (FIDA).

L’Action vise à opérationnaliser le FDAR de la Région Anosy, pour soutenir l’accès des Exploitations Agricoles Familiales (EAF) aux services. Au sein du projet ASARA, l’Action est connectée à un appui à amélioration de la couverture des services d’épargne et de crédit (lot 1) et d’actions qui permettront de structurer les filières et l’économie agricole régionale (lot 3). L’Action s’intègre dans une logique de partenariat avec les attributaires de ces lots. Read More...

PROGRAMME EUROPÉEN DE SÉCURITÉ ALIMENTAIRE ET NUTRITIONNELLE ASARA

L’Union Européenne finance les Programmes ASARA (Amélioration de la Sécurité Alimentaire et Augmentation des Revenus Agricoles) et AINA (Actions Intégrées en Nutrition et Alimentation) dans le cadre de son initiative visant à accélérer l’atteinte de l’Objectif du Millénaire pour le Développement (OMD) 1c, « réduire de moitié, d’ici 2015, la proportion de la population vivant dans l’extrême pauvreté et souffrant de la faim ».

ASARA et AINA pilotés respectivement par l'USCP (Unité de Suivi et de Coordination du Projet) et la FAO (Organisation des Nations Unies pour l’Alimentation et l’Agriculture) visent la réduction de l’insécurité alimentaire des familles vulnérables dans les zones ciblées. Le programme AINA vise en plus l’amélioration de la sécurité nutritionnelle de ces familles. Les Régions Androy, Anosy et Atsimo Atsinanana sont des zones communes aux deux programmes si AINA intervient également dans les Régions Amoron’i Mania, Vatovavy Fitovinany et ASARA dans le District de Fort-Dauphin. Read More...

Women’s Empowerment Program (WEP) Midterm Report

In 2009, Norad-funded women empowerment programs (WEPs) started implementation in seven countries: Burundi, Mali, Myanmar, Niger, Rwanda, Tanzania, and Uganda. In 2009 and early 2010, an extensive quantitative baseline study was conducted in these countries around a common set of indicators. The present mid-term review (MTR), which was done using qualitative methodology, analysed in depth the process and nature of changes that the programs are contributing towards. In all the program countries, the country WEP team carried out the review internally with the technical assistance of an external consultant and CARE Norway (CN).

With slight variations, the overall objectives of the country WEPs focused on the economic, social, and political empowerment of women. The village savings and loan association (VSLA) methodology was common for all the programs; and these groups create the platform for working on other aspects of the program besides economic empowerment. The initial changes that the programs produce are seen in terms of increased access to savings and loans, employment opportunities, and asset ownership. The ability of the women to earn income, generate their own savings and make financial contributions in the household (HH) has greatly improved their self-esteem, thereby giving them better leverage to involve in and influence HH decision making processes. Men were highly appreciative of the income women were able to bring in to the family as a result of being involved in VSLAs. Through their improved position in the household, women reported being able to negotiate the use of sexual and reproductive health (SRH) services and the abandonment of different harmful practices. Through the use of couples-based approach and engaging men initiatives, HH relationships are beginning to improve; men in these households are reportedly starting to have a more positive attitude towards women’s empowerment and are themselves even taking part in domestic activities in some contexts. The VSLA approach is enabling women to create strong social networks that are becoming an influential force for social change. As a result of increased knowledge on their human rights and increasing leadership skills, women are beginning to understand how they have to position themselves to realize their strategic interests. The VSLA groups and networks also enable women to mobilise support when they are running for elections; this support has increased number of women being elected into different posts. The contribution of women in VSLAs and in community leadership positions is being increasingly recognised and appreciated by local authority figures, which can be seen when they actively seek the advice of women and VSL groups in relation to different community development initiatives.
Through working in partnership with others, the programs are being implemented in a high quality and timely manner. Engagement with strategic partners has occurred effectively in some countries, and been instrumental in enabling the programs to link grassroots evidence to national level advocacy activities which have achieved concrete results. [52 pages] Read More...

Women’s Empowerment Program (WEP) 2009-2013

CARE Norway, collaborating CARE country offices (COs), and partners have from 2009 through 2013 run the “Women Empowerment Programme” (WEP). With funding from NORAD, it has been implemented in Mali, Niger, Uganda, Tanzania, Rwanda, Burundi, Myanmar and DRC (from 2013).

The results presented in this report derive from CARE’s monitoring systems, thematic assessments and research done over the 5 years. This final report is intended to give NORAD an overview of key results within the program’s four thematic focus areas: 1)Women’s Economic Empowerment, 2)Women’s Participation in Decision Making, 3) Women’s Sexual and Reproductive Health and Rights, and 4) Prevention and Mitigation of Gender-based violence. In agreement with NORAD, the end-line evaluation of the WEP is due in May 2015. [55 pages] Read More...

Women and Youth Entrepreneurs Leading Change (OBADER)

Report on the Baseline Assessment carried out for the CARE West Bank and Gaza (now CARE in the occupied Palestinian territory) project OBADER (Women and Youth Entrepreneurs Leading Change). [102 pages] Read More...

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