Gender Equality
Variations in Village Savings and Loan Association (VSLA) Practices: An Assessment of Dynamics and Impacts in Zomba and Mangochi Districts – Titukulane Project
This assessment investigates variations in the practices of Village Savings and Loan Associations (VSLAs) in Zomba and Mangochi districts. While the VSLA model has been transformative in promoting financial inclusion and community empowerment in rural areas, there have been noticeable deviations from the CARE VSL methodology, commonly referred to as the standard methodology. With Titukulane's support for these VSLAs, it becomes imperative to comprehend the reasons and implications behind these changes.
The rapid assessment was instrumental in understanding the VSLA practices across selected districts. Qualitative data on the VSLA methodology variations were randomly drawn from 8 out of the 19 Traditional Authorities (TAs) where Titukulane is implementing interventions. Within this sample, the assessment encompassed diverse voices from VSLA members, Community Development Agents, Village Agents, and Titukulane staff. The research utilized a rapid assessment approach to gain a comprehensive overview of the VSLA practices in Zomba and Mangochi in a time-efficient manner. This methodology was chosen for its ability to capture immediate, relevant insights without necessitating the extended time frame typical of more intensive research methods. The rapid assessment prioritized direct interactions with participants, ensuring their experiences and perspectives were central to the data collected. This direct engagement proved invaluable, especially when exploring sensitive topics related to financial practices and internal group dynamics. Through this approach, the assessment aimed to offer a nuanced understanding of current VSLA practices and the motivations underpinning their variations. In the context of this study, variations refer to the distinct differences in approaches, outcomes, or practices observed among the groups, while deviations denote departures from the expected or standard methods prescribed by Titukulane, potentially indicating unique adaptations or challenges faced by certain groups.
Key Findings: VSLAs in both districts have adopted varied practices. Some VSLAs, for example, emphasize equal shares for every member, while others note disparities in contributions. Lending strategies, such as offering loans to non-members, also emerged, aiming to bolster financial inclusivity. However, such innovative strategies sometimes come with their own set of challenges, like difficulties in accurate record-keeping or financial strains from settling older debts using newer contributions. External influences, cultural beliefs, and regional dynamics also play key roles in these variations. Below is a complete list of the variations and deviations noted in the two districts:
• Shares and Savings: While some VSLAs continue to advocate for standardized shares per member to ensure equality, others experience disparities due to inconsistent contributions. For instance, in some groups members are allowed to purchase more than 5 shares at a time, with some purchasing up to 100 shares.
• Loan Practices: Innovative loan practices, including lending to non-members, aim to enhance financial inclusivity.
• Documentation and Record-Keeping: Challenges in maintaining accurate records are pervasive, with different approaches to record-keeping observed.
• Emergence of Digital Financing Platforms replacing cashboxes: In younger VSLA demographics, there's a rising adoption of digital financing platforms, such as Airtel Money and TNM Mpamba. However, this shift poses challenges for older members, who are less familiar with digital technologies.
• Religious and Cultural Adjustments: Deep-seated religious beliefs influence some VSLAs to refrain from charging interest.
• Influence of External Entities: VSLAs display adaptability and responsiveness to external influences, including NGOs and community initiatives.
• Group Dynamics: Many VSLAs have larger membership counts than recommended, possibly reflecting community resource pooling. Read More...
The rapid assessment was instrumental in understanding the VSLA practices across selected districts. Qualitative data on the VSLA methodology variations were randomly drawn from 8 out of the 19 Traditional Authorities (TAs) where Titukulane is implementing interventions. Within this sample, the assessment encompassed diverse voices from VSLA members, Community Development Agents, Village Agents, and Titukulane staff. The research utilized a rapid assessment approach to gain a comprehensive overview of the VSLA practices in Zomba and Mangochi in a time-efficient manner. This methodology was chosen for its ability to capture immediate, relevant insights without necessitating the extended time frame typical of more intensive research methods. The rapid assessment prioritized direct interactions with participants, ensuring their experiences and perspectives were central to the data collected. This direct engagement proved invaluable, especially when exploring sensitive topics related to financial practices and internal group dynamics. Through this approach, the assessment aimed to offer a nuanced understanding of current VSLA practices and the motivations underpinning their variations. In the context of this study, variations refer to the distinct differences in approaches, outcomes, or practices observed among the groups, while deviations denote departures from the expected or standard methods prescribed by Titukulane, potentially indicating unique adaptations or challenges faced by certain groups.
Key Findings: VSLAs in both districts have adopted varied practices. Some VSLAs, for example, emphasize equal shares for every member, while others note disparities in contributions. Lending strategies, such as offering loans to non-members, also emerged, aiming to bolster financial inclusivity. However, such innovative strategies sometimes come with their own set of challenges, like difficulties in accurate record-keeping or financial strains from settling older debts using newer contributions. External influences, cultural beliefs, and regional dynamics also play key roles in these variations. Below is a complete list of the variations and deviations noted in the two districts:
• Shares and Savings: While some VSLAs continue to advocate for standardized shares per member to ensure equality, others experience disparities due to inconsistent contributions. For instance, in some groups members are allowed to purchase more than 5 shares at a time, with some purchasing up to 100 shares.
• Loan Practices: Innovative loan practices, including lending to non-members, aim to enhance financial inclusivity.
• Documentation and Record-Keeping: Challenges in maintaining accurate records are pervasive, with different approaches to record-keeping observed.
• Emergence of Digital Financing Platforms replacing cashboxes: In younger VSLA demographics, there's a rising adoption of digital financing platforms, such as Airtel Money and TNM Mpamba. However, this shift poses challenges for older members, who are less familiar with digital technologies.
• Religious and Cultural Adjustments: Deep-seated religious beliefs influence some VSLAs to refrain from charging interest.
• Influence of External Entities: VSLAs display adaptability and responsiveness to external influences, including NGOs and community initiatives.
• Group Dynamics: Many VSLAs have larger membership counts than recommended, possibly reflecting community resource pooling. Read More...
Community-led Resource Mobilization & Early Warning Systems Process Assessment: Titukulane Project
This report examines the motivation and willingness of Village Civil Protection Committees (VCPCs) and communities to mobilize resources at community level for Disaster Risk Management (DRM). To do this, a participatory action research (PAR) approach was utilized, facilitated by SWOT analyses, in combination with focus group discussions (FGDs) and key informant interviews (KIIs). The findings revealed that communities had prepositioned resources to prepare for disaster response as part of risk reduction. Participants identified their ability to mobilize themselves as a community; to mobilize funds and food; well trained and knowledgeable structures, good agricultural practices, and good governance as major strengths. Opportunities for resource mobilization included enterprise, piece work (ganyu), irrigation farming, access to safety net programs, and youth participation. Weaknesses included the disorganization of some community structures, lack of support or political will from community leaders and the government, lack of accountability from VCPC members, and reluctance to adopt improved agricultural practices. Community-based early warning systems, although available, are insufficient to provide effective risk reduction for natural disasters. There is a lack of documentation concerning indigenous early warning systems, which impedes the development of effective and contextual strategies for risk reduction. The recommendations include increasing awareness among traditional leaders, defining resource mobilization structures, documenting guidelines and transactions for transparency, investing in early warning infrastructure and capacity building, documenting indigenous early warning signs, and intensifying watershed restoration and conservation to increase disaster preparedness. Read More...
Final Report: Enhanced Humanitarian Response in Choma, Kalomo and Monze Districts in the Southern Province of Zambia
The water and sanitation activities benefited 7,859 people (2579 people, more than planned target) who use safe water in greater quantities and reduce the incidence of disease including awareness about better protection from gender-based violence. Of these people, 5654 people benefited from cash assistance to meet some basic needs. Some beneficiaries invested the money in purchasing agricultural inputs, small livestock and upgrading shelter to increase crop yields and improve food and nutrition security as well as decent shelter. In total, 14,574 people were reached and accessed information thereby contributing to disease prevention and improved hygiene practices. CARE assigned 3 staff and supported 4 DMMU enumerators who participated in conducting the vulnerability assessment and producing the 2023 national contingency plan. The plan informs the design of government and NGO interventions in response to disasters. Read More...
BEYOND THE LINE: Connecting Trust in Ho Chi Minh City
In the heart of District 12, Ho Chi Minh City, a remarkable journey has unfolded over the past year, of a group named Connecting Trust, consisting of women garment workers at Nobland factory. Through this process, workers came together, identified issues, collected data from their peers, analyzed it, and developed initiatives to address the challenges they were facing. This project is a testament to the power of collective action, hence, the name of the worker’s group – Connecting Trust. Milestones were achieved, including a groundbreaking dialogue with factory managers where workers courageously presented their findings and proposed solutions. Furthermore, the Family Day event, organized by the workers themselves, celebrated the bond between workers and their children, promoting not just well-being but also creating lasting memories of unity and togetherness.
It is a journey that resonates with strength, leadership, confidence, and collective voice, a testament to the transformative power of unity and empowerment. These women have embarked on a path to improve their well-being and, in doing so, have inspired us all. Their journey began in October 2022, and concludes in October 2023, but its impact will be everlasting.
The project, developed and managed by CARE International in Vietnam, funded by Lululemon and executed by the Centre for Community Empowerment (CECEM), at its core, is about amplifying the voices and building leadership of female factory workers. It is about nurturing their strength, to become stronger, more capable, and equipped to embark on new endeavors. It is about fostering leadership and collective action, motivating them to lead their own initiatives to bring about positive changes. It is about instilling confidence, enabling them to engage in dialogue with factory managers, and advocate for their rights and needs.
The stories within this photobook are about courage, resilience, and hope, told by the women workers. Each photograph tells a story of growth and empowerment, of women behind the “Made in Vietnam” clothes tag, who once were unheard; yet, are now leading the change they wish to see. This photo book serves as a tribute to their unwavering strength, their journey from vulnerability to empowerment, and their newfound capabilities to embrace change.
With profound appreciation, we acknowledge the pivotal role played by Nobland factory, where this remarkable transformation happened, and their continuous collaboration throughout the project implementation. We also extend heartfelt gratitude to Lululemon, the project donor, whose vision intensively focuses on creating a meaningful impact on worker’s well-being and support with essential resources for this long-term intervention. Lastly, to the women workers who have trusted this process and chosen to join with CARE and CECEM, your story is evidence of the extraordinary potential within us all, and together, we can create a brighter and more equitable future.
As we peruse through these pages, we invite you to witness this exceptional journey. Let it serve as a beacon of inspiration, reminding all of us that when voices unite, when leadership flourishes, when confidence soars, and when connections are strengthened, transformation is not just possible — it’s inevitable.
Read More...
It is a journey that resonates with strength, leadership, confidence, and collective voice, a testament to the transformative power of unity and empowerment. These women have embarked on a path to improve their well-being and, in doing so, have inspired us all. Their journey began in October 2022, and concludes in October 2023, but its impact will be everlasting.
The project, developed and managed by CARE International in Vietnam, funded by Lululemon and executed by the Centre for Community Empowerment (CECEM), at its core, is about amplifying the voices and building leadership of female factory workers. It is about nurturing their strength, to become stronger, more capable, and equipped to embark on new endeavors. It is about fostering leadership and collective action, motivating them to lead their own initiatives to bring about positive changes. It is about instilling confidence, enabling them to engage in dialogue with factory managers, and advocate for their rights and needs.
The stories within this photobook are about courage, resilience, and hope, told by the women workers. Each photograph tells a story of growth and empowerment, of women behind the “Made in Vietnam” clothes tag, who once were unheard; yet, are now leading the change they wish to see. This photo book serves as a tribute to their unwavering strength, their journey from vulnerability to empowerment, and their newfound capabilities to embrace change.
With profound appreciation, we acknowledge the pivotal role played by Nobland factory, where this remarkable transformation happened, and their continuous collaboration throughout the project implementation. We also extend heartfelt gratitude to Lululemon, the project donor, whose vision intensively focuses on creating a meaningful impact on worker’s well-being and support with essential resources for this long-term intervention. Lastly, to the women workers who have trusted this process and chosen to join with CARE and CECEM, your story is evidence of the extraordinary potential within us all, and together, we can create a brighter and more equitable future.
As we peruse through these pages, we invite you to witness this exceptional journey. Let it serve as a beacon of inspiration, reminding all of us that when voices unite, when leadership flourishes, when confidence soars, and when connections are strengthened, transformation is not just possible — it’s inevitable.
Read More...
Rapid Gender Analysis on Power and Participation Shafiullah Khata, Ukhiya, Cox’s Bazar Bangladesh
The current Rohingya refugee crisis is regarded as one of the world's worst humanitarian crises of the twenty-first century. Myanmar's Rohingya Muslims are a stateless Muslim community that have faced systematic discrimination and targeted persecution in Myanmar’s Rakhine State for decades. As the Myanmar government refuses to give Rohingya any citizenship rights, the vast majority of Rohingya have no legal documentation which is effectively making them stateless and trying to escape from the military’s campaign of violence, killing, rape, arson, and other grave abuses.
Bangladesh has taken in the greatest number of refugees thus far. Since 25th August 2017 a large number of Rohingya people has fled into Bangladesh from Myanmar after facing statelessness, targeted violence and discrimination. As of February 2022, there are 923,179 people and 194,091 households in 33 camps in Kutupalong and Nayapara area of Cox’s Bazar District.
There is limited to no participation and/or influence of Rohingya women in decision making or leadership roles within the humanitarian response in Cox’s Bazar Refugee Camp. Societal and religious norms of the Rohingya are patriarchal and tend to favor men’s participation and leadership over that of women; however, there are opportunities identified to support greater participation and leadership of women in public life.
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Bangladesh has taken in the greatest number of refugees thus far. Since 25th August 2017 a large number of Rohingya people has fled into Bangladesh from Myanmar after facing statelessness, targeted violence and discrimination. As of February 2022, there are 923,179 people and 194,091 households in 33 camps in Kutupalong and Nayapara area of Cox’s Bazar District.
There is limited to no participation and/or influence of Rohingya women in decision making or leadership roles within the humanitarian response in Cox’s Bazar Refugee Camp. Societal and religious norms of the Rohingya are patriarchal and tend to favor men’s participation and leadership over that of women; however, there are opportunities identified to support greater participation and leadership of women in public life.
Read More...
Mid-term Review: Women, Peace, and Security in Yemen
The civil war in Yemen has led to the greatest humanitarian emergency in the world, disproportionately impacting women and girls. The crisis has further deepened gender inequalities and women’s vulnerabilities to violence and harassment. Further amplifying the situation are poor policy implementation, a shrinking civic space - particularly for women’s organisations - and a retreat in recent hard won gains around women’s voices and leadership within peacebuilding processes.
Despite these realities, the context in Yemen offers significant opportunities for advancing the Women, Peace, and Security (WPS) agenda. Recognizing this need and opportunity, SOS Foundation for Development (short: SOS Foundation), CARE Yemen, RNW Media, and two implementing partners (Manasati30 and Generation without Qat), as part of an international consortium led by CARE Nederland, have been implementing the WPS3 in Yemen since 2021. The WPS3 is a strategic partnership funded by the Dutch Ministry of Foreign Affairs (MFA) under the Strengthening Civil Society Policy Framework. It is a five-year initiative that seeks to contribute to lasting peace and to building a more equal society through addressing both women’s immediate needs and the underlying causes of their limited inclusion in relief, recovery and peacebuilding processes.
The Consortium commissioned Optimum Analysis to conduct a mid-term review of the WPS3 programme, covering the first half of programme implementation (1 January 2021 – 30 June 2023). The main purpose of the mid-term review is to assess the overall achievements and effectiveness of the WPS3 programme at the mid-point and provide recommendations on how the Partnership could be improved in moving forward. Read More...
Despite these realities, the context in Yemen offers significant opportunities for advancing the Women, Peace, and Security (WPS) agenda. Recognizing this need and opportunity, SOS Foundation for Development (short: SOS Foundation), CARE Yemen, RNW Media, and two implementing partners (Manasati30 and Generation without Qat), as part of an international consortium led by CARE Nederland, have been implementing the WPS3 in Yemen since 2021. The WPS3 is a strategic partnership funded by the Dutch Ministry of Foreign Affairs (MFA) under the Strengthening Civil Society Policy Framework. It is a five-year initiative that seeks to contribute to lasting peace and to building a more equal society through addressing both women’s immediate needs and the underlying causes of their limited inclusion in relief, recovery and peacebuilding processes.
The Consortium commissioned Optimum Analysis to conduct a mid-term review of the WPS3 programme, covering the first half of programme implementation (1 January 2021 – 30 June 2023). The main purpose of the mid-term review is to assess the overall achievements and effectiveness of the WPS3 programme at the mid-point and provide recommendations on how the Partnership could be improved in moving forward. Read More...
Final Review of the Project ‘Empowering Communities to Prevent Violence Against Women and Girls in Mannar’
This report presents the findings of the final review of the project ‘Empowering Communities to Prevent Violence Against Women and Girls’ (VAWG) implemented by UN Women, UNICEF, and UNFPA in Mannar, Sri Lanka (From September 2020 to February 2023). This project used a combination of social norms and behavioural change, and livelihoods-strengthening interventions to prevent and respond to VAWG. The review objectives were:
1. To assess the extent to which the programme has achieved its output-level results.
2. To examine the relevance and effectiveness of the project’s implementation strategy and
efforts in jointly implementing the programme.
3. To identify good practices, lessons learnt and recommendations from the programme, and how the programme has met the expectations of project teams and the beneficiaries.
Evaluation Questions
This review intended to answer the following overarching evaluation questions:
1. Relevance: To what extent has the project addressed the needs identified in its design?
2. Effectiveness To what extent has the project implemented its outputs to target beneficiaries?
3. Efficiency: How efficiently was the project implemented and delivered quality outputs against
what was planned (including official amendments)?
4. Sustainability: How likely would the project's benefits continue after donor funding has been
withdrawn?
5. Human Rights-based and Gender-responsive Approach: To what extent has the project
applied a human rights-based and gender-responsive approach and identified and engaged the most marginalised groups?
Review Methodology
This review adopted qualitative and quantitative research approaches. It used a quantitative survey which interviewed 30 beneficiaries randomly selected from all divisional secretariat (DS) divisions where the project was implemented. This involved using a structured survey questionnaire based on the evaluation questions and sub-questions. The qualitative research component used a case study method where the ‘whole of project system’ in a selected divisional secretariat (Mannar Town DS division) was examined to provide an in-depth picture of the intervention. A total of 186 UN Agency staff, government stakeholders, implementation partners, and beneficiaries (purposely selected based on their demographic features, roles, and types of involvement) were interviewed through semi-structured Focus Group Discussions and in-depth interviews. It also involved a comprehensive review of programme documents. Read More...
1. To assess the extent to which the programme has achieved its output-level results.
2. To examine the relevance and effectiveness of the project’s implementation strategy and
efforts in jointly implementing the programme.
3. To identify good practices, lessons learnt and recommendations from the programme, and how the programme has met the expectations of project teams and the beneficiaries.
Evaluation Questions
This review intended to answer the following overarching evaluation questions:
1. Relevance: To what extent has the project addressed the needs identified in its design?
2. Effectiveness To what extent has the project implemented its outputs to target beneficiaries?
3. Efficiency: How efficiently was the project implemented and delivered quality outputs against
what was planned (including official amendments)?
4. Sustainability: How likely would the project's benefits continue after donor funding has been
withdrawn?
5. Human Rights-based and Gender-responsive Approach: To what extent has the project
applied a human rights-based and gender-responsive approach and identified and engaged the most marginalised groups?
Review Methodology
This review adopted qualitative and quantitative research approaches. It used a quantitative survey which interviewed 30 beneficiaries randomly selected from all divisional secretariat (DS) divisions where the project was implemented. This involved using a structured survey questionnaire based on the evaluation questions and sub-questions. The qualitative research component used a case study method where the ‘whole of project system’ in a selected divisional secretariat (Mannar Town DS division) was examined to provide an in-depth picture of the intervention. A total of 186 UN Agency staff, government stakeholders, implementation partners, and beneficiaries (purposely selected based on their demographic features, roles, and types of involvement) were interviewed through semi-structured Focus Group Discussions and in-depth interviews. It also involved a comprehensive review of programme documents. Read More...
Evaluation finale du projet: Résilience et Cohésion Sociale des communautés transfrontalières du Liptako – Gourma (Burkina Faso, Mali, Niger)
Le projet « Résilience et Cohésion Sociale des communautés transfrontalières du Liptako-Gourma (RECOLG) au Burkina Faso, Mali et Niger », a pour objectif global « Améliorer les conditions de vie, la résilience à l’insécurité alimentaire et nutritionnelle et face aux conflits et la cohésion sociale des populations vulnérables dans 13 communes de Liptako-Gourma dont 5 au Burkina Faso, 3 au Mali et 5 au Niger. Sa mise en œuvre est assurée par un consortium composé de huit organisations nationales et internationales dont Save the Children (lead), CARE, DRC, CRUS, AREN, RBM, Tassaght et Karkara, pour une durée de 48 mois et couvre la période décembre 2019 à décembre 2023.
En fin de mise en œuvre, le dispositif de suivi-évaluation-apprentissage du projet a prévu une évaluation finale (endline), axée sur le suivi des indicateurs basée sur le cadre de mesure de performance du projet sur les quatre années d’intervention du projet afin de générer des évidences permettant de comprendre dans quelle mesure les stratégies, approches et actions mises en œuvre ont contribué ou pas à l’obtention des effets attendus et inattendus à la lumière des éléments de contexte de la zone d’intervention des trois pays.
Pour mener à bien cette évaluation finale (endline), le cabinet Ingénierie Internationale en Décentralisation et Développement local (2ID) a adopté une démarche méthodologique participative en quatre phases : (i) la phase préparatoire qui a consisté d’abord à l’élaboration du rapport de démarrage (échantillonnage, outils de collecte de données et chronogramme), ensuite à la prise en compte des feedbacks et la validation du rapport de démarrage à travers des échanges par mail. En fin une réunion de cadrage de la mission s’est tenue le 25 octobre 2023 en présentiel dans les locaux de 2ID pour repréciser les attentes du commanditaire et prendre en compte les besoins du cabinet notamment la documentation et l’établissement d’une lettre d’accréditation pour l’équipe de collecte de données sur le terrain ; (ii) la phase de collecte de données sur le terrain, faite de quatre (4) principales étapes : la mobilisation des ressources humaines, la formation des enquêteurs, la collecte des données et la supervision de la collecte des données ; (iii) la phase de traitement et analyse des données collectées et (iv) la phase de rapportage et restitution.
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En fin de mise en œuvre, le dispositif de suivi-évaluation-apprentissage du projet a prévu une évaluation finale (endline), axée sur le suivi des indicateurs basée sur le cadre de mesure de performance du projet sur les quatre années d’intervention du projet afin de générer des évidences permettant de comprendre dans quelle mesure les stratégies, approches et actions mises en œuvre ont contribué ou pas à l’obtention des effets attendus et inattendus à la lumière des éléments de contexte de la zone d’intervention des trois pays.
Pour mener à bien cette évaluation finale (endline), le cabinet Ingénierie Internationale en Décentralisation et Développement local (2ID) a adopté une démarche méthodologique participative en quatre phases : (i) la phase préparatoire qui a consisté d’abord à l’élaboration du rapport de démarrage (échantillonnage, outils de collecte de données et chronogramme), ensuite à la prise en compte des feedbacks et la validation du rapport de démarrage à travers des échanges par mail. En fin une réunion de cadrage de la mission s’est tenue le 25 octobre 2023 en présentiel dans les locaux de 2ID pour repréciser les attentes du commanditaire et prendre en compte les besoins du cabinet notamment la documentation et l’établissement d’une lettre d’accréditation pour l’équipe de collecte de données sur le terrain ; (ii) la phase de collecte de données sur le terrain, faite de quatre (4) principales étapes : la mobilisation des ressources humaines, la formation des enquêteurs, la collecte des données et la supervision de la collecte des données ; (iii) la phase de traitement et analyse des données collectées et (iv) la phase de rapportage et restitution.
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Proyecto Máxima Perú: Rompiendo barreras, construyendo negocios
El proyecto “Máxima: Rompiendo barreras, construyendo negocios”, es desarrollado con el apoyo de Fundación Citi y tiene como objetivo que las poblaciones refugiada y migrante venezolana, quechua hablante, amazónica y afroperuana (así como migrantes de estos tres grupos) de zonas rurales y periurbanas de Lima, Ica, Huancavelica, San Martín y otras regiones del Perú, tomen mejores decisiones financieras para optimizar sus emprendimientos y economía familiar, considerando las barreras de género y culturales. Además, busca formar y/o fortalecer liderazgos en habilidades digitales, habilidades blandas e igualdad de género.
El proyecto Máxima tiene 2 componentes:
- Programa de capacitación en educación financiera y empresarial en español y en quechua para fortalecimiento de las competencias financieras.
- Acceso a información sobre productos financieros (ahorro, crédito, seguros, billeteras digitales) a través de campañas informativas de Inclusión Financiera en español y en quechua.
A través de estas acciones, el proyecto Máxima tuvo como meta atender a 3,500 personas con diferentes perfiles emprendedores: ideas de negocio, nuevo negocio y negocios en crecimiento. Al menos el 75% serían mujeres. Read More...
El proyecto Máxima tiene 2 componentes:
- Programa de capacitación en educación financiera y empresarial en español y en quechua para fortalecimiento de las competencias financieras.
- Acceso a información sobre productos financieros (ahorro, crédito, seguros, billeteras digitales) a través de campañas informativas de Inclusión Financiera en español y en quechua.
A través de estas acciones, el proyecto Máxima tuvo como meta atender a 3,500 personas con diferentes perfiles emprendedores: ideas de negocio, nuevo negocio y negocios en crecimiento. Al menos el 75% serían mujeres. Read More...