Search Results: 광교건마♕ bamje.ⓒＯｍ 광교풀싸롱✥광교키스방 광교건마♕ 광교건마 광교후불출장
Banking on Change extension endline
This 48 page document presents the results of the Banking on Change Zambia endline evaluation Read More...
Early Grade Literacy in Egypt Project Evaluation
39-page evaluation of CARE International and (HSBC) Bank's “Early Grade Literacy in Egypt (EAGLE)” multifaceted project in order to improve the reading and writing instructions for grades 4-6, increase community engagement with schools, and formulate and promote policies and regulations that support improved reading and writing skills for primary school students. Read More...
Secure Farming for Rural Smallholder Farmers An Initiative on Non-traditional Financing Services
Krishi Utsho is a successfully proven supply chain model which has improved the food security situation of vulnerable farmers and their families. As part of the KU initiative, the idea of MEDA (Non-traditional financing initiative) project is to mitigate the financial predicaments of vulnerable farmers, through introducing financial institutions to provide benefits to the farmers and bring banks and financial services closer to them. The plan is to create a linkage with bank and insurance company to secure financial offers
by becoming a guarantor where farmers’ loan will be secured by the insurance services. The project is being piloted in Bogura and Jashore. As the starting point, a baseline study has been commissioned to assess the current situation and circumstances of the target beneficiaries. This report is a reflection of the findings of the baseline survey.
To capture the information to fulfill the objectives of the study, mixed methodology was used – wherein 100 KU beneficiaries (randomly selected) participated in the quantitative survey, while six FGDs (target beneficiaries), two IDIs (KU franchisee shop owners) and two KIIs (representatives from insurance company and commercial bank) were conducted to supplement the qualitative information to support the quantitative data.
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by becoming a guarantor where farmers’ loan will be secured by the insurance services. The project is being piloted in Bogura and Jashore. As the starting point, a baseline study has been commissioned to assess the current situation and circumstances of the target beneficiaries. This report is a reflection of the findings of the baseline survey.
To capture the information to fulfill the objectives of the study, mixed methodology was used – wherein 100 KU beneficiaries (randomly selected) participated in the quantitative survey, while six FGDs (target beneficiaries), two IDIs (KU franchisee shop owners) and two KIIs (representatives from insurance company and commercial bank) were conducted to supplement the qualitative information to support the quantitative data.
Read More...
POWER Africa Midline – Effects of Linkage (Rwanda Cote d’Ivoire) Report Oct 2017
This report contains an midline analysis of CARE’s POWER/PROFIR (Promoting Opportunities for Women’s Economic Empowerment) project on the financial health of village savings and loans groups in Cote d’Ivoire and Rwanda. The project is a collaboration between CARE Canada, Access Africa, and MasterCard Foundation. POWER Africa /PROFIR is based on the VSLA approach as a means to provide access to valuable financial services and build a pathway towards formal financial inclusion for poor households in rural areas. The key measures of the effects of linkage that are assess in this study are (1) Standardized return on savings (ROS), (2) Standardized return on assets (ROA), (3) Savings per member, (4) bank balances, (5) bank account usage, and (6) Adoption of individual bank accounts. These indicators measure the outcomes of the project along key dimensions of POWER Africa/PROFIR’s objectives of building financial capacity for all clients and decreasing gender gaps in access to and control of financial skills, assets, and services. We also look at how group characteristics, like the proportion of women members, attendance, access to credit, and Read More...
POWER Africa Endline Linkage Effects Analysis Report May 2018
This report contains an endline analysis of CARE’s POWER/PROFIR (Promoting Opportunities for Women’s Economic Empowerment) project on the financial health of village savings and loans groups in Cote d’Ivoire and Rwanda. The project is a collaboration between CARE Canada, Access Africa, and MasterCard Foundation. POWER Africa /PROFIR is based on the VSLA approach as a means to provide access to valuable financial services and build a pathway towards formal financial inclusion for poor households in rural areas. The key measures of the effects of linkage that are assess in this study are (1) Standardized return on savings (ROS), (2) Standardized return on assets (ROA), (3) Savings per member, (4) bank balances, (5) bank account usage, and (6) Adoption of individual bank accounts. These indicators measure the outcomes of the project along key dimensions of POWER Africa/PROFIR’s objectives of building financial capacity for all clients and decreasing gender gaps in access to and control of financial skills, assets, and services. We also look at how group characteristics, like the proportion of women members, attendance, access to credit, and proximity to financial service providers interact with linkage status to affect groups’ outcomes. Read More...
POST-PROJECT LEAD IMPACT ASSESSMENT “INTEGRATING SOCIAL ACCOUNTABILITY INTO DEVELOPMENT EDUCATION
The project "Integrating Social Accountability in Education for Development" (LEAD) is a social accountability project understood as the continuous process of improving collaborative relationships, compliance with commitments made, and accountability between institutional actors and citizens in order to contribute to participatory governance in the education system. The LEAD project ran from October 1, 2014 to September 30, 2018. It was funded by the World Bank's Global Partnership for Social Accountability (GPSA). It aimed to improve the performance of the education system not only within schools but also at the provincial (DPMEN1) and regional (AREF2) levels. During this period, the project was piloted in 50 schools between the region of Marrakech- Safi (Province of Al Haouz) and Casablanca- Settat (Prefecture of Sidi Bernoussi). Read More...
Financial Literacy and Linkage Banking Project (FLIP) Northern Uganda Agricultural Livelihoods Recovery Programme
This is the final report of Financial Literacy and Linkage Banking Project (FLIP) implemented by CARE International in Uganda from 15th August 2012 to 12th November 2013 with funding from European Union through the Northern Uganda Agriculture Recovery Programme (ALREP). The project purpose was to achieve result area 4 of ALREP i.e. “Availability of agricultural finance to producers, traders and processors increased”. The project had three main result areas: 1) Increase financial literacy of small and medium scale actors (individuals and groups) in the agricultural sector in Northern Uganda increased; 2) Small and medium scale actors (individuals and groups) that save with and acquire loans from formal financial institutions for agricultural and agribusiness purposes increased; and 3) Formal financial institutions’ procedures and products are more geared towards the needs of small and medium scale actors in the agricultural sector. [43 pages] Read More...
Digital Subwallets and Household Dialogues
This document reports the results of a women's financial inclusion intervention in rural Uganda from 2017 to 2019. Two innovations were tested among adult females: (1) a mobile banking service with digital subwallet folders labelled for women and (2) the same service coupled with a course of seven household counselling sessions aimed at equalizing the influence of women and men in the context of family money management.
The theory of change underpinning the project recognized that women's power over their own money, as well as their participation in household decision-making were very limited. Providing married women with greater autonomy and voice in household decision-making, it was proposed, would facilitate achievement of their own financial goals especially those believed to alleviate poverty, such as keeping children in school. The mobile banking service was meant to provide privacy and autonomy, while achieving voice was expected to occur as the result of the couples counselling sessions, which emphasized transparency, sharing, and collaboration. Importantly, the theory of change recognized that women's experience of empowerment takes place in the context of a struggle against disempowerment and often entails group solidarity.
The research was multimethod: a randomized controlled trial (RCT), administration of two scientifically validated psychological scales, bank data on the accounts, two exhaustive surveys, and 100 semi-structured interviews. The sample size was 1,423. The research design had two treatment groups and a control. Read More...
The theory of change underpinning the project recognized that women's power over their own money, as well as their participation in household decision-making were very limited. Providing married women with greater autonomy and voice in household decision-making, it was proposed, would facilitate achievement of their own financial goals especially those believed to alleviate poverty, such as keeping children in school. The mobile banking service was meant to provide privacy and autonomy, while achieving voice was expected to occur as the result of the couples counselling sessions, which emphasized transparency, sharing, and collaboration. Importantly, the theory of change recognized that women's experience of empowerment takes place in the context of a struggle against disempowerment and often entails group solidarity.
The research was multimethod: a randomized controlled trial (RCT), administration of two scientifically validated psychological scales, bank data on the accounts, two exhaustive surveys, and 100 semi-structured interviews. The sample size was 1,423. The research design had two treatment groups and a control. Read More...
A-Card Pilot Initiative Impact Assessment
mSTAR/Bangladesh, working with the Agriculture Extension Support Activity (AESA) led by Dhaka Ahsania Mission (DAM), conducted pre- and postassessments in Faridpur district to understand the impact that a micro-credit product (called A-Card) delivered to smallholder farmers through Bank Asia’s agent banking had on participating farmers, associated ag-input retailers, and other relevant stakeholders, as well as to understand what further action can be taken to improve uptake of these services.
This report includes findings from the pre- and post-assessment surveys, beginning with farmers and retailers’ demographic information, including age, sex and education; as well as their mobile phone ownership, access and usage patterns. It also examines the knowledge and perceptions that stakeholders have of digital financial services (DFS), in addition to their perceived benefits from A-Card, associated challenges, and opportunities to scale up. In addition, this report includes some findings from a separate survey conducted solely by AESA. It concludes with recommendations based on the findings and feedback from stakeholders. [28 pages] Read More...
This report includes findings from the pre- and post-assessment surveys, beginning with farmers and retailers’ demographic information, including age, sex and education; as well as their mobile phone ownership, access and usage patterns. It also examines the knowledge and perceptions that stakeholders have of digital financial services (DFS), in addition to their perceived benefits from A-Card, associated challenges, and opportunities to scale up. In addition, this report includes some findings from a separate survey conducted solely by AESA. It concludes with recommendations based on the findings and feedback from stakeholders. [28 pages] Read More...