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Global Partnership for Social Accountability- Strengthening Social Accountability in Education Baseline Survey

The purpose of this report is to present findings from baseline survey that was done concerning indicators for the Strengthening Social Accountability in the Education Sector in Malawi (SSAES). The baseline was done to provide the benchmark against the project’s key indicators for the purposes of monitoring, evaluation and learning.
The SSAES is a 3-year World Bank funded project being implemented by CARE Malawi, in partnership with the Civil Society Education Coalition (CSEC). The project is funded through the Global Partnership for Social Accountability (GPSA), a World Bank facility that supports civil society and governments to work together to solve critical governance challenges in developing countries. The SSAES project will be achieved through two key objectives, namely: - i) increased level of efficiency, transparency and accountability in the procurement processes; and ii) decreased teacher absenteeism. The project has a crosscutting component of Advocacy, Knowledge Management and Learning. The project is covering a total of 90 schools in six districts of Mzuzu City, Kasungu, Dedza, Balaka, Mwanza, and Mulanje.

The baseline was a cross sectional study using both qualitative and quantitative research methods. Primary data was done using five data collection tools: School questionnaire, household questionnaire, Focus Group Discussions (FGD), Key Informants Interviews (KII) and Observational methods. Data was collected from 6 project districts. A total of 360 household questionnaires, 46 school questionnaires, 15 Focus Group Discussions and 18 Key Informant Interviews were administered. Besides, the baseline used secondary data through desk review. Read More...

Assessing the Impact of Digitally-Enabled Microcredit for Smallholder Farmers

mSTAR/Bangladesh, working with the Agriculture Extension Support Activity (AESA) led by Dhaka Ahsania Mission (DAM), conducted pre and post assessments in Faridpur district to understand the impact that a micro-credit product (called A-Card) delivered to smallholder farmers through Bank Asia’s agent banking had on participating farmers, associated ag-input retailers, and other relevant stakeholders, as well as to understand what further action can be taken to improve uptake of these services.

This report includes findings from the pre and post assessment surveys, beginning with farmers and retailers’ demographic information, including age, sex and education; as well as their mobile phone ownership, access and usage patterns. It also examines the knowledge and perceptions that stakeholders have of digital financial services (DFS), in addition to their perceived benefits from A-Card, associated challenges, and opportunities to scale up. In addition, this report includes some findings from a separate survey conducted solely by AESA. It concludes with recommendations based on the findings and feedback from stakeholders. Read More...

LINK UP Final Project Evaluation

This report focuses on the potential of linkages between formal financial services and savings groups to create change for the savings groups, banks, and households. One of the projects that is involved in this work in LINK Up, a project supported by CARE, Access Africa and the Bill and Melinda Gates Foundation. LINK Up is a 3.5 year project working with savings groups in Tanzania and Kenya.
We use multiple datasets to explore trends over time that can answer the three guiding learning questions embedded in the LINK Up project.
(1) What is the impact of access to formal financial services on savings groups?
(2)What does the account performance look like for these groups and how does this affect the associated banks’ business models.
(3) What value do the people involved derive from gaining access to formal financial services?
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Digital Sub‐Wallets for Increased Financial Empowerment of Women

This report summarizes the findings from a pilot study of two interventions intended to promote gender equality, a mobile banking innovation and financial counseling for households, in western Uganda between September 2016 and March 2017. The study was designed and analyzed by DoubleXEconomy. The interventions were implemented by CARE Uganda in partnership with Post Bank, Uganda. The data were collected by IPA Uganda. Read More...

Digital Sub Wallets Pilot Study Findings on Gender Equality

This report summarizes the findings from a pilot study of two interventions intended to promote gender equality, a mobile banking innovation and financial counseling for households, in western Uganda between September 2016 and March 2017. The study was designed and analyzed by DoubleXEconomy. CARE Uganda implemented the interventions in partnership with Post Bank Uganda. The data were collected by IPA Uganda. [4 pages] Read More...

EVALUATION REPORT FOR THE YOUTH EMPOWERMENT PROJECT IN ZIMBABWE

This study is a final evaluation for the Youth Empowerment Project (YEP), a three year project implemented by CARE International in Zimbabwe (CARE), in partnership with various implementing partners in 11 districts of Masvingo, Manicaland, Matabeleland South and Harare provinces. The implementing partners in the project were Caritas Masvingo and the Diocese of Mutare Community Care Programme (DOMCCP). Empretec was identified as the technical partner, while VIRL Rural and Social Services and CBZ Bank Limited were the financial partners. Other partners included Simukai Outreach Chipinge Children's Hope in Chipinge, United Church of Christ in Zimbabwe (UCCZ) in Chipinge and Family AIDS Caring Trust (FACT) in Chiredzi, who are vocational training institutions roped in to conduct Internal Savings and Lending (ISALs) training. Government Ministries, which include the Ministry of Youths, Indigenisation and Economic Empowerment (MYIEE), the Ministry of Small and Medium Enterprises and Cooperative Development (Ministry of SMEs), and the Ministry of Women Affairs, Gender and Community Development were also involved in the project. The project was aimed at ensuring that there is increased economic and social participation of male and female youths in Zimbabwe. It focused on the development of youth skills, including technical, business management and interpersonal skills and also facilitated community dialogues to ensure that families and communities support youths to participate in economic activities. The project also focused on creating sustainable relationships between youths and formal financial institutions, through the participation of two financial institutions: VIRL Rural and Social Services and CBZ Bank Limited. [107 pages] Read More...

A-Card Progress and Prospects

A-card (A stands for Agriculture) is a brand new micro-credit mechanism, the only example in Bangladesh aimed at providing smallholder farmers financing to a digital purchase of farm inputs at a low cost (10%) through the formal financial system linked to a debit card and ICT-enabled platforms.

Addressing the problem of smallholder farmers' lack of access to finance required a consultation among different stakeholders particularly in finding an effective solution. It eventually led to the idea and design of the A-card model. In this regard, the USAID Agricultural Extension Support Activity (AESA) project's interventions effectively engaged with different stakeholders, including small-holder farmers, microfinance institutions (MFIs), formal lenders (i.e. banks) and rural agricultural inputs retailers. The aim of this collaboration was to work for a common goal with differentiated responsibilities. [14 pages] Read More...

RAPPORT D’EVALUATION FINALE DU PROJET OMBONA DANS LE DISTRICT DE VATOMANDRY

Financé par la Société Générale et mis en œuvre par CARE International à Madagascar, le projet OMBONA est un projet pilote qui a pour but de « contribuer à l’ancrage des associations villageoises d’épargne et de crédit dans le paysage financier de Madagascar pour un accès des plus vulnérables aux services des banques par le biais du mobile banking et de l’inclusion financière , et ainsi contribuer à la réduction de la pauvreté dans la zone d’intervention ». Il s’inscrit donc dans le cadre de la mise en œuvre de la Stratégie Nationale de la Finance Inclusive de Madagascar 2013-2017 et de croissance économique inclusive dans le PND.

La présente évaluation finale a pour but de collecter les informations pertinentes et indispensables et de connaitre la situation finale par rapport aux indicateurs du projet sur l’influence de l’inclusion financière sur la réduction de la pauvreté, et donc sur les conditions de vie des ménages dans les 8 communes du district de Vatomandry, afin de mesurer les changements induits tout au long de la mise en œuvre du projet. L’étude servira également à déterminer les indicateurs d’amélioration des conditions de vie des femmes à travers la prise de décision financière au niveau du ménage. Read More...

A Decade of Results in Social Transformation for Urban Female Youth

In Ethiopia, ensuring that both women and girls participate in and provide leadership through the urbanization process
is key and can only be accomplished by removing economic and socio- cultural barriers. Evidence from a series of
independent studies funded by USAID, the World Bank and the UNDP in 2017-2018 clearly show that urbanization and
industrialization processes in Ethiopia must be gender responsive in order to deliver sustainable outcomes.
CARE Ethiopia would challenge this and state that it must be gender transformative. For CARE Ethiopia this means
ensuring that: urban girls and women are empowered to equally access economic and social opportunities and
services; institutions become more responsive to the specific and contextual needs and priorities of urban girls and
women and with a focus to understand the heterogeneity of women and girls and their specific vulnerabilities, and that
socio-cultural norms and practices should promote gender equality. CARE Ethiopia’s Theory of Change for resource poor
urban females (see Figure 2), moves beyond individual self-improvement, towards transforming the power dynamics
and structures that served historically to reinforce gendered inequalities in urban communities. Read More...

ECHO Flood Recovery Project Final Evaluation

The European Commission's Humanitarian Aid Office (ECHO) Flood Recovery Project was implemented over a period of eleven months, and involved flood recovery activities done by CARE in Nsanje District with a view to supporting flood-affected families.

The overall goal of the project was to support recovery efforts of families affected by floods in Nsanje District when they relocated from temporary camps to designated shelters as they began to rebuild their livelihoods and communities. The project was implemented in three Traditional Authority (T/A) areas, namely: Mbenje and Tengani in the West-Bank, and Mlolo in the EastBank.
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