This report is part of LENDWITHCARE (LWC) assessment project and focuses on the evaluation of LWC partner in Zimbabwe, THRIVE Microfinance. The report was prepared by the University of Portsmouth (UoP), partner in the project, after a second wave of a household survey to a sample of THRIVE clients who have been supported by the LWC crowdfunding platform.

The study sample includes 341 new THRIVE clients and 157 non-clients, first interviewed in 2016 (April to June) by a team of interviewers recruited from a local university. The second wave of interviews took place approximately one year later (June to August), when some of the clients were starting to repay their third loan. 245 clients and 110 non-clients were available to be interviewed. [25 pages]