Financial constraints are more pervasive in agriculture and related activities than other sectors, reflecting both the nature of agricultural activity and the average size of farms. Despite the rapid development of financial services, a majority of smallholders worldwide lack access to the key services they need to compete and improve their livelihoods.

This report identifies the A-card process pilot in Bangladesh. The A-card is a brand new micro-credit mechanism aimed at providing smallholder farmers financing to digital purchase of farm inputs at a low cost.