CARE Tanzania's Women and Girls Empowerment (WAGE) and Supporting Adolescent Girls Empowerment (SAGE) Program goals is social and economic empowerment of marginalized women and girls. The primary target group is those women and girls who are especially poor and/or excluded more often than other groups. The program design is deliberately linked to CARE Tanzania's strategic focus on governance as a key impediment to equitable and effective development. The program uses a proven community based group savings and loans methodology (MMD) as an entry point to mobilize group members to address a wide range of constraints to the social and economic empowerment of marginalized women and girls. [354 pages]