CARE has worked with Village Savings and Loans Associations (VLSAs) since 1991. Their success has been primarily measured, since then, in terms of women’s economic agency. However, there is evidence that VSLAs have broader impacts, particularly in relation to gender equality for women and
girls. To date, there has still been little consistent investment in capturing these gender transformational impacts such as how VSLAs have promoted women’s dignity, women’s voice, challenged gender stereotypes and dismantled patriarchal power dynamics; all of which are changes CARE seeks in its gender equality framework.

This paper focuses on the gender transformative aspects of the VSLAs. It explores how VSLAs can be a platform to challenge patriarchal structures that discriminate against and normalize violence against women and girls. It builds on a Meta Evaluation, Curiosity Collective I carried out by the West Africa region