savings groups

Chomoka Savings Group Member Insights

Results from rapid surveys with 269 Chomoka members who use the Chomoka savings app to manage their group savings and record keeping from the Village Savings and Loan Associations (VSLA). Some key results are:
* 35% said their quality of life was "very much improved"
* 30% spoke of investing in an existing business, and 16% investing in a new business.
* 36% said crop revenue very much increased, and 35% said crop production very much increased. Read More...

Gender-Sensitive Conflict Analysis in South and East Darfur States, Sudan, 2022

CARE International in Sudan is implementing the project “Enhancing resilience through improved food security, disaster risk reduction and peaceful co-existence in South and East Darfur states, Sudan” (1 September 2021 – 31 August 2025) through funding from the German Ministry of Economic Cooperation and Development (BMZ). The project addresses the specific needs, vulnerabilities, and capacities of women, youth, and persons with disabilities to strengthen their resilience to buffer, adapt, and respond to future shocks at an individual, family, and community levels. This gender sensitive conflict analysis in East and South Darfur – representing eight villages – is to understand the causes, power and gender dynamics, and actors of conflicts in the project area.

The conflict in Darfur is escalating rapidly, with eight times more people killed and displaced in 2021 than in 2020. Inflation rose by 359% in 2021. Climate change—marked by devastating floods and prolonged droughts—combined with food insecurity and a lack of services leaves people feeling violence is their only choice.
A profoundly unequal and harmful set of social norms that do not value women, and even refer to them as vessels of the devil, coupled with laws that do not protect women and their rights, are pushing many burdens of this crisis onto women. A common saying is, “Almara mamlouka ela malak Almout” or “A woman is owned to death.” As the situation gets more extreme and livelihoods and service get scarcer, women are more likely to be working outside the home to help meet family needs. Men have not increased their involvement in household chores and childcare to compensate for these shifts—leaving women with even higher burdens than before. The shifts in women having to work outside the home have not translated into corresponding improvements in women’s rights, engagement in politics, or access to public life.
This research draws from 20 focus groups and 20 Key Informant Interviews that represent the views of 193 people (45% of whom were women) in eight villages in July of 2022. It also looks at 44 secondary sources.
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