Showing results for béninoises banke buying bank béninoises bank beninoises beninoises bank’s bank’s

Search Results for “부산출장‰ bamje.cоm 부산스파●부산출장안마 부산출장‰★부산리얼돌✵부산후불출장” – Page 6 – CARE | Evaluations

Search Results: 부산출장‰ bamje.cоm 부산스파●부산출장안마 부산출장‰★부산리얼돌✵부산후불출장

Promoting Opportunities for Women’s Economic Empowerment Project Analysis of Effects of Linkage

This report focuses on the effects of CARE’s POWER/PROFIR (Promoting Opportunities for Women’s Economic Empowerment) project on the financial health of village savings and loans groups in Cote d’Ivoire and Rwanda. The project is a collaboration between CARE Canada, Access Africa, and MasterCard Foundation. CARE International is one of the world’s leading organizations in the promotion of Village Savings and Loan Associations (VSLAs) in Africa, reaching more than 3.5 million people in 26 countries. CARE’s POWER project aims to determine the relative benefit of formal financial links for savings groups, households and individuals, and banks in Burundi, Ethiopia, Cote d’Ivoire, and Rwanda. However, this report only focuses on the two latter countries. For Rwanda, CARE‘s POWER project is called PROFIR (Promoting Financial Inclusion in Rwanda). [49 pages] Read More...

SERVE Rwanda Value Chain Analysis 1 – Agricultural value chain analysis for SERVE

As of November 2023, agriculture employs 48 percent of the total labor force in Rwanda (NISR, 2024). Within this sector, the gender gap in productivity persists, with female-man-aged farms 11.7 percent less productive that male farms. The SERVE project identified four key factors behind this productivity gap: namely; poor business practices, difficulties in accessing agricultural lending, heavy reliance on informal sector lending, and cultural and social norms preventing women and youth from entering and succeeding in the agriculture sector. Addressing these challenges, the SERVE project, aligned with the Mastercard Foundation Young Africa Works strategy, is led by CARE International in collaboration with partners such as DUHAMIC-ADRI, PFTH, AMIR, and Urwego Bank. Over five years, SERVE aims to establish a resilient, sustainable, and gender-equitable entrepreneurial environment in the agricultural sector across ten districts in Rwanda.
With a focus on fostering inclusive growth for youth-led agricultural Micro and Small Enterprises (MSEs), SERVE aims to enhance productivity, access to finance, entrepreneurship, and market linkages in selected value chains. Simultaneously, the project aims to influence policies and social norms to reduce barriers and enhance equity, particularly for female youth. Collaborating with government ministries, civil society organizations, and the private sector, SERVE leverages strategic alliances to develop tailored financial products, bridge the gendered digital divide, and connect female youth with mentors and potential buyers.
Targeting approximately 45,500 female youth, including refugees and those with disabilities, SERVE emphasizes strengthening existing employment opportunities and generating new ones within the agricultural sector for individuals aged 18 to 35. Entry points include existing Village Savings and Loans Associations (VSLAs) and Farmer Groups (FG), primarily comprising young people, as well as exploring youth cooperatives and collective agribusi-nesses outside the VSLA network.
The aim of this report is to provide a comprehensive market analysis of the targeted value chains of tomatoes, chili, green beans, and poultry, as well as four additional potential value chains. This includes evaluating the current status of gender mainstreaming, and climate adaptation and mitigation efforts across all nodes of the prioritized value chains, as well as a critical examination of existing and projected agricultural financing and environmental policies and climate adaptation plans for National Determined Contributions to be able to set a strategic transformational plan for the prioritized value chains. The report provides information on existing opportunities and constraints across the targeted value chains and about current advantages and challenges within the chosen value chains. The report recommends solutions to overcome obstacles and provide information for practical implementation strategies. Read More...

Mainstreaming of Social Accountability in The Emergency Labor Intensive Investment Project: Evaluation Study

Social accountability is one of the forms of accountability resulting from the activities of citizens and civil society organizations (CSOs) to hold government agencies accountable. The World Bank was the first to use the term “social accountability” (SA) to describe a set of procedures and mechanisms that enable citizens, civil society, and mass media to hold the government and public sector officials accountable. The term also represents the procedures adopted by the government, CSOs, mass media, and other social stakeholders to promote or facilitate such efforts. Therefore, SA is a form of social participation that transforms communities from being service receivers to a key partner throughout all stages, including needs assessment, pre-planning of activities, monitoring of service delivery, up to evaluation and improvement.

Social accountability aims at enabling stakeholders to access the best services. As such, it relies on mechanisms for giving voice and participation. Over the past decade there were many examples that revealed that citizens could express their viewpoints and actively participate in urging the public sector to be more responsive and accountable.
Read More...

Sudan – Khartoum, Al Gezira, East Darfur, South Darfur Rapid Gender Analysis

On April 15, 2023, heavy clashes erupted between the Sudanese Armed Forces (SAF) and Rapid Support Forces (RSF) in Khartoum. The conflict has since expanded and involves more non-state armed actors. There has been a near total collapse of services in the most conflict-affected states, including the closure of markets, shops, healthcare centers, schools, and the outages of water, electricity, banking, and telecommunications infrastructures. The complexity of the situation sets the tone for rippling consequences that have been seen across the entire population, especially affecting already marginalized groups and those with pre-existing vulnerabilities (such as female-headed households and those with chronic health conditions). The purpose of the Rapid Gender Analysis (RGA) is to provide information about the different needs, capacities and coping strategies of women and men focusing on four states: Al Gezira, Khartoum, East Darfur, and South Darfur. The RGA gathered primary data from 121 participants in August 2023, and triangulated the findings against 90 secondary data sources.
Data from the RGA shows that despite women taking on more income-generating responsibilities, they continue to have unequal decision-making rights within the household. One of the biggest changes in gender roles has been the emergence of more women in the labor force. Men and women alike reported feeling that the only job opportunities currently available are for women. As such, women are increasingly working outside of the household to financially provide for their families. Despite this change, the division of household unpaid care work has not shifted; in most cases, the burden of caretaking for the family is shouldered by women and has only expanded since schools have closed. Therefore, while most women feel they have gained marginally more decision-making power within the household, it has been primarily related to caregiving tasks and making choices around pursuing different types of income-generating opportunities.
Similarly, women are playing important roles in the humanitarian response, but they remain sidelined from humanitarian decision-making. Many of the patriarchal norms that have been long-present in Sudanese culture that restrict women’s agency and participation in the public sphere have continued. Read More...

Integrated Platform for Gender Based Violence Prevention and Response Sambodhan Baseline

This report presents the findings of the baseline study of National Women Commission’s (NWC) Integrated Platform for Gender Based Violence Prevention and Response (IPGBVPR) project funded by the World Bank. The specific objective of this study was to collect baseline data for the project's indicators. The study has also strived to collect information on community's perception on prevalence of Gender Based Violence (GBV) in their locality, and acceptance of GBV and norms related to GBV by the community. Findings of this study are expected to help NWC devise an effective work plan for the IPGBVPR project. [119 pages] Read More...

Rapid Gender Analysis Policy Brief: Sudan Conflict Response, May 2023

On April 15, 2023, the Sudanese Armed Forces (SAF) and Rapid Support Forces (RSF) erupted into heavy clashes in Khartoum. The armed fighting is concentrated in urban centres, mostly affecting Khartoum and areas along the east-west corridor of Kassala to West Darfur.1 Violence continues to escalate despite the ceasefire that was announced on April 24, 2023. According to the Federal Ministry of Health (FMoH), between April 15 and 27, 589 people have been killed and 4,599 have been injured due to the violence.
As of 6 May, 334,000 civilians are estimated have been displaced internally (a majority of whom are women and children), fleeing to safer areas within Sudan while 120,0000 have left Sudan with the majority seeking refuge in
Central African Republic, Chad, Ethiopia, Egypt, the Kingdom of Saudi Arabia, and South Sudan. Vulnerable populations such as female-headed households, persons with disabilities, urban poor, pregnant and lactating
women, children, and internally displaced persons (IDPs) before this conflict are at a heightened risk.
Frontline organizations have begun providing initial reports that residential buildings, water, and energy infrastructure are damaged, some banks have closed while communications and internet connectivity have also been breached. Basic services are down, and civilians risk their lives to travel to more secure areas. Families are prioritising women and children for evacuations to safer places, leading to family separations, and exposing them
to higher risks of gender-based violence and trafficking en -route to safety. For persons with physical disability, this is particularly difficult is possible as there is limited support to help their mobility. Public and private
facilities have been looted including health centres and aid organizations as the situation gets dire. Read More...

Ruby Cups: Girls in Imvepi Refugee Settlement Taking Control

CARE International and WoMena Uganda are currently concluding a menstrual cup (MC) pilot implementation
project in Imvepi Refugee Settlement, funded by European Union Civil Protection and Humanitarian Aid (ECHO). This is the second pilot that WoMena has conducted on the use of menstrual cups (the Ruby Cup brand) with refugee women in Uganda. Based on findings from previous studies and Menstrual Health Management (MHM) projects conducted by WoMena, the project’s goal was to improve the capacity of female beneficiaries to safely and effectively manage their menstruation with a menstrual cup called “Ruby Cup”, and to improve general knowledge and perceptions around menstruation in the community. The pilot was integrated into CARE’s existing gender-based violence sector support programs in West Nile and was prompted by evidence of a strong linkage between Menstrual Hygiene Management (MHM) and Gender based violence (GBV) in various CARE assessments. CARE collected information on refugee girls engaging in transactional sex to buy pads. Read More...

Study on the sustainability of GRAD structures and outcomes

This study conducted by PDCR aims to better understand the sustainability and functionally of the processes and elements of GRAD-I as well as the different actors and structures supported and established by the project. And as such this report will focus on VESAs, household/value chains, agro-dealers, FEMAs/Cooperatives, micro-franchise, multi-stakeholders platform and access to finance after the project ended and will cover the period from December 2016 until September 2019.

Background
The Graduation with Resilience to Achieve Sustainable Development (GRAD) project (hereafter referred to as the project) was a five-year USAID-funded project which began in December 2011 and ended in December 2016. Its strategic objective was to graduate a minimum of 50,000 chronically food-insecure households from the Ethiopian Government’s (GoE’s) Productive Safety Net Program (PSNP). Additionally, it aimed to increase each household’s income by $365 by the project’s fifth year in 16 Woredas in Tigray, Amhara, Oromia, and Southern Nations, Nationalities, and Peoples Region (SNNPR). During the implementation of the project combined “push” and “pull” model into a complete and integrated package of interventions and within this model the project at times established and/or the above-mentioned actors.

Methodology
Accordingly, desktop reviews of relevant documents including the project final evaluation, suitability and exit plan as well as a variety of reports were undertaken. The study team collected quantitative and qualitative information from 330 VESAs, 1,066 households, 188 saleswomen, 21 agro-dealers, 31 FEMAs/cooperatives. Furthermore, it consulted with representatives from multi-stakeholder platforms groups, Woreda FSTF, MFIs/RuSACCOs and participating wholesalers linked to the project.
Key findings:
VESAs:
56% of the VESAs established and supported by the project are still active as members were able to benefit from their membership, improve their saving and loan management, improve loan repayment mechanisms, were able to share out on time and at critical times, have structured and transparent management committee. These groups develop their members’ social capital, have a strong sense of trust, have benefited from their family’s support. The active VESA have reasonable membership size, common interest and have managed receive continued support.
42% of the VESAs established are inactive as members lost confidence and the interest right after the project ended. Members did not clearly understand the value of the VESAs, some faced internal conflicts, others such as the groups in Sidama and Gurage Zones were affected by drought and security issues. Overall, the inactive VESAs have received less support especially those established in the later part of the project. On a positive side, in Tigray few groups dissolved their VESAs as there was no needed since they now have started saving at banks and can access credit from MFIs.
2% of VESAs have transformed into RuSACCOs. Those who managed to this transformation was encouraged by some of their members who already were also member to a RuSACCO. The VESAs were not encouraged due to RuSACCO’s principle that supported individual membership to join already established RuSACCOs; and groups would rather retain their VESA as they feel they have full control and do not want to lose their social capital.
Active VESAs were formed on a voluntary base and were given adequate briefing about the purpose of the group. In contrast, the inactive VESAs members were mainly selected and groups were formed by project staffs.
Active VESAs remained together and have not sought to split into smaller groups as they value the social capital created within the group and prefer to work as a one team. Dissimilarly, 53% of the currently inactive groups did separate to form smaller groups, mainly due to internal conflicts, dissatisfaction regarding members selection methods and lack of management skills amongst the leadership.
Across all study areas, all VESAs were found have bylaws and in the case of Tigray and Amhara regions, some groups internally agreed and have amended their bylaws articles related to saving amounts, loan repayment mechanisms and interest rates reflecting their needs.
Active VESAs have successfully built social cohesion, capital, are a safe and fertile environment for training, social and cultural norms discussion platforms that may impede development drives and contribute to food security (e.g. gender inequality, infant feeding practices, etc.).
On average 61% of the active VESAs have been able to increase their savings size while only 13% reporting a decrease. Those who reported a decrease was directly associated to their inability to save as family expenses have escalated and they were unable to generate more income in order to save.
In all the study areas, the groups have paid share out every year in May and June. Their average value of liquid savings during the last share-out was 28,282 Birr with an average group share out of 1,444 Birr ($51) and an internal loan size of 26,649 Birr.
Read More...

Closing The Financial Inclusion Gap in Rwanda (CFIGR) Project

From September 2019 to April 2022, MINECOFIN technically and financially collaborated with CARE to design and implement a project called the Closing Financial Inclusion in Rwanda (CFIGR) that aimed at closing the financial inclusion gap and promoting the long-term saving scheme (LTSS) among VSLA members. The main objectives of the projects were.
I. Improving the financial literacy levels and saving culture of 700,000 financially excluded (75% women) in 30 districts of Rwanda.
II. Increasing access to and use of appropriate and affordable customer centric products/ services for 560,000 financially excluded Rwandans.
III. Piloting effective transition to cashless payments, through the digitalization of at least 2080 of the supported saving groups’ operations/transactions and development and provision of technology based formal financial services. IV. Increasing LTSS subscriptions and sustained payments through VSLAs as platforms. V. Expanding the existing CARE’s Agents Network to cover all 14,837 villages as a community development advisory, catalyst, and support structure. Key Achievements Thanks to CFIGR project, CARE’s financial inclusion work now covers 30 Districts through 15,053 Village Agents supporting 39,776 village savings & loan groups (VSLGs) with over 1,087,154 members, 74% being women that have so far mobilized around RWF 25,352,861,314 ($ 25M USD) of total savings and use RWF 22,124,081,062 ($ 22M USD) of cumulative loans1 invested in groups ‘members income generating activities. The CARE-MINECOFIN partnership project has been able to contribute to closing the financial inclusion gap by organizing 440,036 financially excluded citizens (71% women) into 17,088 VSLAs. These VSLA members form part of the 745,459 people mapped at the beginning of the project as financial excluded representing 59% and are now financially included. In addition, 369,726 VSLAs members have access to formal financial services which include SACCOs, MFIs and Banks where they can save and borrow for personal needs.
To increase LTSS subscriptions and sustained payments through VSLAs, CARE integrated LTSS into financial literacy manual as an effective manner for VAs to deliver messages to VSLAs members and make informed choices; subscribe and persistently save through the long-term pension scheme. CARE trained and equipped master trainers with digital materials. Under the additional financial support of the UNCDF, 416 master trainers in each village were equipped with digital materials including tablets and animated videos to help mobilize, register, and follow up on LTSS payments by VSLA members. To date, 225,293 VSLA members (70% women and 21% youth) both from old and new VSLAs have registered in EjoHeza scheme. 197,151 members (68% women) are active savers and FRW 1,429,982,010 saved as annual contributions as of end April 2022. Read More...

Strengthening Livelihoods through Community Adaptation and Learning (SLCAL)

This 63 page report on the project titled “Strengthening Livelihoods through Community Adaptation and Learning (SLCAL)” aimed at “Strengthening the livelihood and security of vulnerable, food insecure and exposed to multiple risks Palestinian communities by building their capacity to adapt to climate variability and longer term of change”. The project targeted 26 communities and 1,300 farming households from West Bank and Gaza strip over an implementation period of four years.

The project is built upon four main programs:
• Field Crops Program
• Rangelands Improvement Program
• Irrigation Techniques Program
• Agro Practices Program
Read More...

Filter Evaluations