Search Results: 핸드폰소액결제내역ⓘ 【캬툑G5555】【지오머니】 kt소액결제선결제knew구글기프트카드소액결제무직자신용대출온누리상품권깡spend 100만원소액대출▷ ㄲ무직자소액대출propose
Variations in Village Savings and Loan Association (VSLA) Practices: An Assessment of Dynamics and Impacts in Zomba and Mangochi Districts – Titukulane Project
This assessment investigates variations in the practices of Village Savings and Loan Associations (VSLAs) in Zomba and Mangochi districts. While the VSLA model has been transformative in promoting financial inclusion and community empowerment in rural areas, there have been noticeable deviations from the CARE VSL methodology, commonly referred to as the standard methodology. With Titukulane's support for these VSLAs, it becomes imperative to comprehend the reasons and implications behind these changes.
The rapid assessment was instrumental in understanding the VSLA practices across selected districts. Qualitative data on the VSLA methodology variations were randomly drawn from 8 out of the 19 Traditional Authorities (TAs) where Titukulane is implementing interventions. Within this sample, the assessment encompassed diverse voices from VSLA members, Community Development Agents, Village Agents, and Titukulane staff. The research utilized a rapid assessment approach to gain a comprehensive overview of the VSLA practices in Zomba and Mangochi in a time-efficient manner. This methodology was chosen for its ability to capture immediate, relevant insights without necessitating the extended time frame typical of more intensive research methods. The rapid assessment prioritized direct interactions with participants, ensuring their experiences and perspectives were central to the data collected. This direct engagement proved invaluable, especially when exploring sensitive topics related to financial practices and internal group dynamics. Through this approach, the assessment aimed to offer a nuanced understanding of current VSLA practices and the motivations underpinning their variations. In the context of this study, variations refer to the distinct differences in approaches, outcomes, or practices observed among the groups, while deviations denote departures from the expected or standard methods prescribed by Titukulane, potentially indicating unique adaptations or challenges faced by certain groups.
Key Findings: VSLAs in both districts have adopted varied practices. Some VSLAs, for example, emphasize equal shares for every member, while others note disparities in contributions. Lending strategies, such as offering loans to non-members, also emerged, aiming to bolster financial inclusivity. However, such innovative strategies sometimes come with their own set of challenges, like difficulties in accurate record-keeping or financial strains from settling older debts using newer contributions. External influences, cultural beliefs, and regional dynamics also play key roles in these variations. Below is a complete list of the variations and deviations noted in the two districts:
• Shares and Savings: While some VSLAs continue to advocate for standardized shares per member to ensure equality, others experience disparities due to inconsistent contributions. For instance, in some groups members are allowed to purchase more than 5 shares at a time, with some purchasing up to 100 shares.
• Loan Practices: Innovative loan practices, including lending to non-members, aim to enhance financial inclusivity.
• Documentation and Record-Keeping: Challenges in maintaining accurate records are pervasive, with different approaches to record-keeping observed.
• Emergence of Digital Financing Platforms replacing cashboxes: In younger VSLA demographics, there's a rising adoption of digital financing platforms, such as Airtel Money and TNM Mpamba. However, this shift poses challenges for older members, who are less familiar with digital technologies.
• Religious and Cultural Adjustments: Deep-seated religious beliefs influence some VSLAs to refrain from charging interest.
• Influence of External Entities: VSLAs display adaptability and responsiveness to external influences, including NGOs and community initiatives.
• Group Dynamics: Many VSLAs have larger membership counts than recommended, possibly reflecting community resource pooling. Read More...
The rapid assessment was instrumental in understanding the VSLA practices across selected districts. Qualitative data on the VSLA methodology variations were randomly drawn from 8 out of the 19 Traditional Authorities (TAs) where Titukulane is implementing interventions. Within this sample, the assessment encompassed diverse voices from VSLA members, Community Development Agents, Village Agents, and Titukulane staff. The research utilized a rapid assessment approach to gain a comprehensive overview of the VSLA practices in Zomba and Mangochi in a time-efficient manner. This methodology was chosen for its ability to capture immediate, relevant insights without necessitating the extended time frame typical of more intensive research methods. The rapid assessment prioritized direct interactions with participants, ensuring their experiences and perspectives were central to the data collected. This direct engagement proved invaluable, especially when exploring sensitive topics related to financial practices and internal group dynamics. Through this approach, the assessment aimed to offer a nuanced understanding of current VSLA practices and the motivations underpinning their variations. In the context of this study, variations refer to the distinct differences in approaches, outcomes, or practices observed among the groups, while deviations denote departures from the expected or standard methods prescribed by Titukulane, potentially indicating unique adaptations or challenges faced by certain groups.
Key Findings: VSLAs in both districts have adopted varied practices. Some VSLAs, for example, emphasize equal shares for every member, while others note disparities in contributions. Lending strategies, such as offering loans to non-members, also emerged, aiming to bolster financial inclusivity. However, such innovative strategies sometimes come with their own set of challenges, like difficulties in accurate record-keeping or financial strains from settling older debts using newer contributions. External influences, cultural beliefs, and regional dynamics also play key roles in these variations. Below is a complete list of the variations and deviations noted in the two districts:
• Shares and Savings: While some VSLAs continue to advocate for standardized shares per member to ensure equality, others experience disparities due to inconsistent contributions. For instance, in some groups members are allowed to purchase more than 5 shares at a time, with some purchasing up to 100 shares.
• Loan Practices: Innovative loan practices, including lending to non-members, aim to enhance financial inclusivity.
• Documentation and Record-Keeping: Challenges in maintaining accurate records are pervasive, with different approaches to record-keeping observed.
• Emergence of Digital Financing Platforms replacing cashboxes: In younger VSLA demographics, there's a rising adoption of digital financing platforms, such as Airtel Money and TNM Mpamba. However, this shift poses challenges for older members, who are less familiar with digital technologies.
• Religious and Cultural Adjustments: Deep-seated religious beliefs influence some VSLAs to refrain from charging interest.
• Influence of External Entities: VSLAs display adaptability and responsiveness to external influences, including NGOs and community initiatives.
• Group Dynamics: Many VSLAs have larger membership counts than recommended, possibly reflecting community resource pooling. Read More...
CARE Rapid Gender Analysis for COVID 19 East, Central and Southern Africa
The impacts – direct and indirect – of public health emergencies fall disproportionally on the most vulnerable and marginalized groups in society. Interconnected social, economic, and political factors pose complex challenges for the ECSA region’s ability to respond to COVID-19. The region already faces significant health challenges that would exacerbate the severity of COVID-19, such as high levels of malnutrition, malaria, anemia, HIV/AIDS, and tuberculosis. Access to healthcare in the region is the lowest in the world, thus there is limited capacity to absorb the pandemic1. Gender-based inequality is extensive in the region. Women are at a higher risk for exposure to infection due to the fact that they are often the primary caregivers in the family and constitute 70% of frontline healthcare responders.2 Most women already face limited access to sexual and reproductive health and rights (SRHR) services, and the region struggles with high levels of maternal mortality. For example, mother mortality rates recorded in South Sudan were 1150 per 100 000 live births3. COVID-19 will only increase women’s safety risks and care burdens as health services become stretched and resources shift to COVID-19 responses.
Women and girls are at increased risk of violence during the COVID-19 period. Current rates of violence against women and girls combined with the prevalence of harmful traditional practices leads to increased vulnerability. Income loss and limited mobility, compounded with existing gender role expectations, may contribute to increases in intimate partner violence and other forms of gender-based violence. Read More...
Women and girls are at increased risk of violence during the COVID-19 period. Current rates of violence against women and girls combined with the prevalence of harmful traditional practices leads to increased vulnerability. Income loss and limited mobility, compounded with existing gender role expectations, may contribute to increases in intimate partner violence and other forms of gender-based violence. Read More...
Unlocking the Potential of Women-led Micro & Small Enterprises: Lessons from the IGNITE project in Pakistan, Peru, and Vietnam
Micro and small enterprises (MSEs) are the economic backbone of most economies worldwide, increasing employment and reinvesting in local communities. In emerging markets, there are 365-445 million micro, small, and medium enterprises. However, 80% of women-owned small businesses with credit needs are either unserved or underserved, representing a $1.7 trillion USD financing gap.
CARE’s Ignite program, launched in partnership with the Mastercard Center for Inclusive Growth, focused on supporting micro and small enterprises, especially those led by women, in Pakistan, Peru, and Vietnam
between 2020 and 2023.
Ignite took a market-based approach to service delivery that was sustainable and scalable by working with over 35 local partners across the three countries, 11 of which were core service delivery partners. These partnerships opened up much-needed access to financial and digital resources, while building entrepreneurs’ business capacity and networks.
Ignite set out to reach 3.9 million entrepreneurs in three years with $5.26 million USD in grant funding from Mastercard. The program exceeded initial goals, reaching more than nine million entrepreneurs, and unlocking access to $154.9 million USD in loans. More than 150,000 entrepreneurs were deeply supported with loans, critical support services, and training.
The commercial value in supporting women-led MSEs is irrefutable. Global data continues to show this and,
together with Ignite financial service provider partners, CARE has proved it. Despite this, gender bias continues to permeate throughout financial institutions the world over. CARE is calling on all financial service providers to read the proof in this report that women are better financial clients, to support the drive for 100% financial inclusion for women, and to invest in reaching this goal. Read More...
CARE’s Ignite program, launched in partnership with the Mastercard Center for Inclusive Growth, focused on supporting micro and small enterprises, especially those led by women, in Pakistan, Peru, and Vietnam
between 2020 and 2023.
Ignite took a market-based approach to service delivery that was sustainable and scalable by working with over 35 local partners across the three countries, 11 of which were core service delivery partners. These partnerships opened up much-needed access to financial and digital resources, while building entrepreneurs’ business capacity and networks.
Ignite set out to reach 3.9 million entrepreneurs in three years with $5.26 million USD in grant funding from Mastercard. The program exceeded initial goals, reaching more than nine million entrepreneurs, and unlocking access to $154.9 million USD in loans. More than 150,000 entrepreneurs were deeply supported with loans, critical support services, and training.
The commercial value in supporting women-led MSEs is irrefutable. Global data continues to show this and,
together with Ignite financial service provider partners, CARE has proved it. Despite this, gender bias continues to permeate throughout financial institutions the world over. CARE is calling on all financial service providers to read the proof in this report that women are better financial clients, to support the drive for 100% financial inclusion for women, and to invest in reaching this goal. Read More...
RAPPORT EVALUATION FINALE INTERNE. PROJET RAPPORT EVALUATION FINALE INTERNE. PROJET SOUTENIR LA RELANCE ECONOMIQUEET RENFORCER LA SECURITE ALIMENTAIRE DANS LES MENAGES VICTIMES DE LA CRISE DES GROUPES ARMES DANS LA PROVINCE DU LAC TCHAD. ERSFS
Le projet « Soutenir la relance économique et renforcer la sécurité alimentaire dans les ménages victimes de la crise des groupes armés dans la Province du lac Tchad (ERSFS) » a été mis en œuvre dans la province du Lac Tchad, département de FOULI, MAMDI et KAYA. Il a été entièrement financé par le gouvernement Tchèque. Cette évaluation finale interne révèle les éléments suivants les principaux critères de l’évaluation que sont : sa pertinence, son efficience, son efficacité, ses impacts et sa durabilité.
Impacts
• 82% des ménages appuyés ont amélioré leur score de consommation alimentaire suite à l’action ;
• 100 bénéficiaires sont formés sur les risques liées à la migration en Europe
• 375 femmes appuyées par le projet développent des Activités Génératrices de Revenus (AGR) ;
• 250 ménages ont bénéficié de cash pendant la période de soudure (juillet, aout et septembre) pour un montant total de 45000 XAF soit 15000 XAF par ménage et par mois.
• Un montant total de 11.250.000 XAF a été injecté en cash pour favoriser l’accès aux marchés en faveur de ménages pauvres pendant la période de soudure ;
• 77% des ménages touchés par le projet ont pu satisfaire leur besoin alimentaire grâce au cash reçu ;
• La durée des stocks de denrées de première nécessité détenus par les ménages pour leur propre consommation a augmenté de 4 mois ;
• 200 ménages ont été appuyés à reconstituer leur cheptel animal avec 600 sujets soit 3 petits ruminants pour un ménage. Un montant total de 10.500.000 XAF a été injecté pour l’acquisition de ruminants pendant cette foire ;
Read More...
Impacts
• 82% des ménages appuyés ont amélioré leur score de consommation alimentaire suite à l’action ;
• 100 bénéficiaires sont formés sur les risques liées à la migration en Europe
• 375 femmes appuyées par le projet développent des Activités Génératrices de Revenus (AGR) ;
• 250 ménages ont bénéficié de cash pendant la période de soudure (juillet, aout et septembre) pour un montant total de 45000 XAF soit 15000 XAF par ménage et par mois.
• Un montant total de 11.250.000 XAF a été injecté en cash pour favoriser l’accès aux marchés en faveur de ménages pauvres pendant la période de soudure ;
• 77% des ménages touchés par le projet ont pu satisfaire leur besoin alimentaire grâce au cash reçu ;
• La durée des stocks de denrées de première nécessité détenus par les ménages pour leur propre consommation a augmenté de 4 mois ;
• 200 ménages ont été appuyés à reconstituer leur cheptel animal avec 600 sujets soit 3 petits ruminants pour un ménage. Un montant total de 10.500.000 XAF a été injecté pour l’acquisition de ruminants pendant cette foire ;
Read More...
Integrated Health, WASH and FSL Assistance to Conflict-affected, Displaced, and Vulnerable Households in Amran governorate, Yemen
CARE Yemen has completed implementing CDCS-supported “Integrated Health, WASH and FSL Assistance to conflict-affected, displaced and vulnerable households in Amran governorate, Yemen”. The purpose of this program is to improve health, WASH, food security, livelihoods, and wellbeing for IDPs and vulnerable host communities in Amran Governorate in Yemen.
To set benchmark values for the outcome level indicators and to measure the success of the project in achieving its goals and objectives, a baseline and endline surveys was conducted in the project’s operational targeted areas. The endline survey was conducted with samples of targeted beneficiary households living in Raydah district of Amran Governorate in August 2023. The survey mainly used quantitative methodology (i.e., household survey) to collect pertinent data.
Here are the key survey outcomes:
1. Coping Strategy Index: The average CSI score for the surveyed HHs 9.96 (male: 10.03, female: 9.85), which is indicating that participants are relatively experiencing significant resilience and recovering from using negative food coping strategies.
Food Consumption Score: The average FCS for the targeted HHs is 54.65 (male: 54.81, female: 54.41). In addition, 89.93% are in acceptable food consumption.
2. Household Dietary Diversity Score: The average HDDS for the targeted household is 6.7 which indicated that surveyed HHs is somehow adequate dietary diversity. This denotes a good medium quality of diet whereby households consume an average of around 7 food groups out of the recommended twelve food groups.
3. HHS (Household Hunger Scale): The analysis of the endline data shows that only 2.16% of households faced moderate hunger; whereas 0.0% of households faced severe hunger during the survey time.
4. Access to safe water: about 74.3% of interviewees (male: 78.6%, female: 64.3%) mentioned to have access to safe water from protected water sources such as piped water system and protected wells.
5. Time taken to collect water: Majority of respondents 91.4% replied that the water is “Available inside the house” from the primary source which have been rehabilitated by CARE.
6. Practice of water treatment: 84.3% of respondents (male: 89.8%, female: 71.4%) mentioned treating water before drinking mainly using respectively the techniques of boiling, treated from pipeline, filters, Aqua-tabs, and Chlorine.
7. Availability of household latrines: The majority 98.6% of respondents (male: 98.0%, female: 100.0%) mentioned that they do have household latrines.
8. Practice of handwashing: approximately 87.9% of respondents (male: 86.7%, female: 90.5%) wash their hands at least three out of five critical times of hand washing.
Read More...
To set benchmark values for the outcome level indicators and to measure the success of the project in achieving its goals and objectives, a baseline and endline surveys was conducted in the project’s operational targeted areas. The endline survey was conducted with samples of targeted beneficiary households living in Raydah district of Amran Governorate in August 2023. The survey mainly used quantitative methodology (i.e., household survey) to collect pertinent data.
Here are the key survey outcomes:
1. Coping Strategy Index: The average CSI score for the surveyed HHs 9.96 (male: 10.03, female: 9.85), which is indicating that participants are relatively experiencing significant resilience and recovering from using negative food coping strategies.
Food Consumption Score: The average FCS for the targeted HHs is 54.65 (male: 54.81, female: 54.41). In addition, 89.93% are in acceptable food consumption.
2. Household Dietary Diversity Score: The average HDDS for the targeted household is 6.7 which indicated that surveyed HHs is somehow adequate dietary diversity. This denotes a good medium quality of diet whereby households consume an average of around 7 food groups out of the recommended twelve food groups.
3. HHS (Household Hunger Scale): The analysis of the endline data shows that only 2.16% of households faced moderate hunger; whereas 0.0% of households faced severe hunger during the survey time.
4. Access to safe water: about 74.3% of interviewees (male: 78.6%, female: 64.3%) mentioned to have access to safe water from protected water sources such as piped water system and protected wells.
5. Time taken to collect water: Majority of respondents 91.4% replied that the water is “Available inside the house” from the primary source which have been rehabilitated by CARE.
6. Practice of water treatment: 84.3% of respondents (male: 89.8%, female: 71.4%) mentioned treating water before drinking mainly using respectively the techniques of boiling, treated from pipeline, filters, Aqua-tabs, and Chlorine.
7. Availability of household latrines: The majority 98.6% of respondents (male: 98.0%, female: 100.0%) mentioned that they do have household latrines.
8. Practice of handwashing: approximately 87.9% of respondents (male: 86.7%, female: 90.5%) wash their hands at least three out of five critical times of hand washing.
Read More...
WASH support to IDPs & host communities in Dohuk & Ninewa
CARE, REACH and Harikar solicited support from GAC to support their WASH intervention in four IDP camps (Chamishko, Essyan, Mamrashan and Sheikhan) and in host community collectives (Ardawan, Ba’adre, Kalakchi, Mahate and Ayas) in Dohuk and Ninewa from January 2017 to December 2019. The project also had an emergency response component in November 2017 in three neighbourhoods of West Mosul (Al-Mansour, Al-Jawsaq and Wadi Al-Hajar). The purpose of the final evaluation is to assess the post intervention situation in the targeted areas against baseline indicators. Furthermore, the study looked at the effectiveness and efficiency of the intervention to reach the expected outcomes. The study also considered criteria such as coverage and appropriateness to evaluate the quality of the intervention. Finally, the evaluation looked at some of the impacts of the intervention.
The final evaluation concludes that CARE, REACH and Harikar reached most of the expected targets during the project implementation. The evaluation team is confident that with the intervention of CARE, REACH and Harikar men, women, boys and girls have improved access to safe water supply (Outcome 100) and to safe sanitation facilities (Outcome 200) in the IDPs camps and also to some extent in the host communities. The evaluation team can also report that IDPs have had improved access to hygiene supplies in 2017 and 2018 thanks to the hygiene voucher system set up by CARE, REACH and Harikar (Outcome 300). Men, women, boys and girls also have improved access to information about hygiene as well as gender and protection both in the IDP camps and host communities (Outcome 300 and 500). The evaluation team collected mixed results however concerning the increased capacity of community actors, local NGOs & local authorities to provide timely WASH assistance to vulnerable IDPs and host communities that meet the differing needs of women & girls (Outcome 400). Due to the volatility of the context and the limited financial capacities of local authorities, the intervention failed to identify a strong exit strategy where local authorities would take over the services provided by CARE, Harikar and REACH with the support of GAC. Read More...
The final evaluation concludes that CARE, REACH and Harikar reached most of the expected targets during the project implementation. The evaluation team is confident that with the intervention of CARE, REACH and Harikar men, women, boys and girls have improved access to safe water supply (Outcome 100) and to safe sanitation facilities (Outcome 200) in the IDPs camps and also to some extent in the host communities. The evaluation team can also report that IDPs have had improved access to hygiene supplies in 2017 and 2018 thanks to the hygiene voucher system set up by CARE, REACH and Harikar (Outcome 300). Men, women, boys and girls also have improved access to information about hygiene as well as gender and protection both in the IDP camps and host communities (Outcome 300 and 500). The evaluation team collected mixed results however concerning the increased capacity of community actors, local NGOs & local authorities to provide timely WASH assistance to vulnerable IDPs and host communities that meet the differing needs of women & girls (Outcome 400). Due to the volatility of the context and the limited financial capacities of local authorities, the intervention failed to identify a strong exit strategy where local authorities would take over the services provided by CARE, Harikar and REACH with the support of GAC. Read More...
Harmony in Crisis: Unveiling Lessons of the Humanitarian Partnership Platform in Philippine Disaster Management
CARE launched the Philippines Humanitarian Partnership Platform (HPP) in 2016, which serves as an avenue to strengthen the effectiveness and efficiency of CARE and its partners’ humanitarian and development plans and work. This initiative focuses on strengthening coordination, decision- making, and collective action. Comprising 14 active member organizations including CARE and with a presence in all regions of the Philippines, the HPP has adeptly assessed and responded to 32 disasters since its inception. In FY 2022, coinciding with the devastation caused by Super Typhoon Rai—the second costliest typhoon in Philippine history after Typhoon Haiyan—the HPP supported 2,201,920 participants, both directly and indirectly. In FY 2023, it supported nearly 400,000 people in crises. Fifty percent of those directly assisted in the last 2 years are women and girls.
IN A NUTSHELL: STRONGER PERFORMANCE
1. Rapid responses with flexible funding: 76% of humanitarian funding in the Philippines goes to local partners, compared to the wider sector's average of around 1.2% in 2022.
2. Gender at the center: 88% of responses mainstreamed GBV protection, surpassing the 67% in CARE’s global project portfolio.
3. Better coordination, broader reach: By coordinating across diverse actors, including corporations and local governments, local organizations can help more people faster.
4. Enhanced Learning and Accountability: All projects (100%) feature Feedback and Accountability Mechanisms, exceeding the 79% in CARE’s global project portfolio. These mechanisms are vital for rapid learning and ensuring accountability to the communities served.
5. All projects met or exceeded reach and impact targets, based on a rapid analysis of available project reports. Read More...
IN A NUTSHELL: STRONGER PERFORMANCE
1. Rapid responses with flexible funding: 76% of humanitarian funding in the Philippines goes to local partners, compared to the wider sector's average of around 1.2% in 2022.
2. Gender at the center: 88% of responses mainstreamed GBV protection, surpassing the 67% in CARE’s global project portfolio.
3. Better coordination, broader reach: By coordinating across diverse actors, including corporations and local governments, local organizations can help more people faster.
4. Enhanced Learning and Accountability: All projects (100%) feature Feedback and Accountability Mechanisms, exceeding the 79% in CARE’s global project portfolio. These mechanisms are vital for rapid learning and ensuring accountability to the communities served.
5. All projects met or exceeded reach and impact targets, based on a rapid analysis of available project reports. Read More...
Emergency Response for Drought Affected Households in Northern Afghanistan Project: Baseline Survey Report
CARE’s Emergency Response for Drought Affected Households in Northern Afghanistan (OFDA) Project has planned to assist 4,100 households in two Provinces (Balkh and Samangan) in Northern Afghanistan. This baseline study was conducted to establish baseline values for indicators of intended outcomes and collect information about the target group prior to intervention. Read More...
SUFAL II Baseline Report
The project “Scaling up Flood Forecast Based- Action and Learning in Bangladesh (SUFAL) – Phase II”, is aimed to strengthen resilience of communities to the impacts of frequent monsoon floods. SUFAL-II is being implemented in the districts of Kurigram and Gaibandha, Jamalpur and Bogura. In each district, two types of interventions (one intervention in one upazila) are being implemented. They are -
- Full scale implementation – Capacity development and support to communities to implement sector-specific early actions with extended lead times prior to monsoon floods.
- Partial scale implementation – Technical and capacity building support to the Disaster Management Committees (DMCs) and government officials, with the aim to demonstrate how the FbA mechanism can be operationalized in a district.
The selected areas in each district have ‘medium’ to ‘very high’ risk profiles as per INFORM Index on Risk Management. The risk profiles have been calculated based on the modelling of exposure to hazard, vulnerability and coping mechanisms in place.
Methodology
The baseline study uses a mixed method analysis. Thus, both quantitative and qualitative tools were administered to collect relevant data to assess the baseline status. The quantitative tool was administered to a sample of 1500 households, which were distributed across 60 wards. For the qualitative aspect of the study, a total of 28 Key Informant Interviews (KIIs) were conducted with DMCs and local government officials and 30 Focus Group Discussions (FGDs) were conducted with the community members.
Key Findings
Background of respondents
Under the household survey, a total of 1494 interviews were conducted, of which 1394 interviews were conducted in three treatment groups and 100 interviews were conducted in the control group. The majority of respondents were female (74%), Muslim (95.7%), and of Bangali (99.8%) ethnicity. Approximately 79% of households reported a monthly income that exceeded 5000 Taka.
Floods in 2022
Of all the respondents, 78.4% experienced floods in 2022, with the highest occurrence in the month of Ashar - Srabon. Treatment group 1 (64.7%) and the control group (70%) had a lower flood incidence compared to Treatment groups 2 (89.1%) and Treatment group 3 (86.8%).
Early warning
Of all respondents in the three treatment groups who faced floods in 2022, only 36.3% received early warnings. It was observed that a higher percentage of respondents from the treatment group 1 (69.4%) received early warnings as compared to treatment group 3 (35.4%) and treatment group 2 (11.8%). Overall, out of all the respondents who reported receiving early warning, 85.8% reported that they received it 1 to 5 days prior to the floods. Television (40.1%) and friends/relatives (29.7%) were the primary sources of early warning information. Among other sources, only 8.5% of respondents reported receiving early warning via Audio calls, 19.2% reported from community volunteers (miking or household visit) and 1.2% via digital boards. Among those who received early warnings, 60.3% had information about flood intensity/water level, and 52.9% had information about the lead time. However, only 36.2% received guidance on early actions, 24.7% received livestock advisory, and 13.0% received agromet advisory. This indicates a lack of agromet advisory, flood preparedness advisory, and health awareness across all treatment groups. Overall, 67.8% of respondents found the early warnings timely and understandable, and 98.8% expressed trust in the early warnings. Read More...
- Full scale implementation – Capacity development and support to communities to implement sector-specific early actions with extended lead times prior to monsoon floods.
- Partial scale implementation – Technical and capacity building support to the Disaster Management Committees (DMCs) and government officials, with the aim to demonstrate how the FbA mechanism can be operationalized in a district.
The selected areas in each district have ‘medium’ to ‘very high’ risk profiles as per INFORM Index on Risk Management. The risk profiles have been calculated based on the modelling of exposure to hazard, vulnerability and coping mechanisms in place.
Methodology
The baseline study uses a mixed method analysis. Thus, both quantitative and qualitative tools were administered to collect relevant data to assess the baseline status. The quantitative tool was administered to a sample of 1500 households, which were distributed across 60 wards. For the qualitative aspect of the study, a total of 28 Key Informant Interviews (KIIs) were conducted with DMCs and local government officials and 30 Focus Group Discussions (FGDs) were conducted with the community members.
Key Findings
Background of respondents
Under the household survey, a total of 1494 interviews were conducted, of which 1394 interviews were conducted in three treatment groups and 100 interviews were conducted in the control group. The majority of respondents were female (74%), Muslim (95.7%), and of Bangali (99.8%) ethnicity. Approximately 79% of households reported a monthly income that exceeded 5000 Taka.
Floods in 2022
Of all the respondents, 78.4% experienced floods in 2022, with the highest occurrence in the month of Ashar - Srabon. Treatment group 1 (64.7%) and the control group (70%) had a lower flood incidence compared to Treatment groups 2 (89.1%) and Treatment group 3 (86.8%).
Early warning
Of all respondents in the three treatment groups who faced floods in 2022, only 36.3% received early warnings. It was observed that a higher percentage of respondents from the treatment group 1 (69.4%) received early warnings as compared to treatment group 3 (35.4%) and treatment group 2 (11.8%). Overall, out of all the respondents who reported receiving early warning, 85.8% reported that they received it 1 to 5 days prior to the floods. Television (40.1%) and friends/relatives (29.7%) were the primary sources of early warning information. Among other sources, only 8.5% of respondents reported receiving early warning via Audio calls, 19.2% reported from community volunteers (miking or household visit) and 1.2% via digital boards. Among those who received early warnings, 60.3% had information about flood intensity/water level, and 52.9% had information about the lead time. However, only 36.2% received guidance on early actions, 24.7% received livestock advisory, and 13.0% received agromet advisory. This indicates a lack of agromet advisory, flood preparedness advisory, and health awareness across all treatment groups. Overall, 67.8% of respondents found the early warnings timely and understandable, and 98.8% expressed trust in the early warnings. Read More...
End-Line Assessments Report: Emergency Response for Drought Affected Households in Northern Afghanistan Project
CARE implemented Emergency Response for Drought Affected Households in Northern Afghanistan project since between August 2018 and August 2019. Initially the project was designed for a 12 months’ period, but the project received approval from donor for a no cost extension following CARE request for a month NCE in order to offset the setback experienced in identifying/selecting local partner’s for the project. The project, was therefore completed in 13-month timeframe.
The project was aimed at improving health, economic condition, hygiene behaviors and practices, and protection for the most vulnerable people affected by drought in Northern Afghanistan. Through this project CARE responded to humanitarian needs of 4,100 HH (24,600 individual) vulnerable IDPs and host communities affected by seasonal drought, including the most affected children in two selected provinces of Balkh and Samangan provinces. In addition, most vulnerable women headed household/their adult children received support through multi-purpose cash as well health, and hygiene awareness interventions.
This report summarize key findings and results of end line assessment conducted in the intervention areas targeted under the project in order to evaluate the project’s effectiveness and outcome achieved in comparison to the baseline situation. Read More...
The project was aimed at improving health, economic condition, hygiene behaviors and practices, and protection for the most vulnerable people affected by drought in Northern Afghanistan. Through this project CARE responded to humanitarian needs of 4,100 HH (24,600 individual) vulnerable IDPs and host communities affected by seasonal drought, including the most affected children in two selected provinces of Balkh and Samangan provinces. In addition, most vulnerable women headed household/their adult children received support through multi-purpose cash as well health, and hygiene awareness interventions.
This report summarize key findings and results of end line assessment conducted in the intervention areas targeted under the project in order to evaluate the project’s effectiveness and outcome achieved in comparison to the baseline situation. Read More...